The Finance Algorithm

At a glance

Base rate
2.25%

How it compares

This account in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

This account: 2.25%Every other institution's highest, 60 in all

Paid whatever you deposit or spend. One dot per institution, at its highest savings rate with no bonus conditions anyone can apply for; hover or tap a dot for its name.

RateThis accountBest anywhereTypical institutionWhere it sits
No bonus conditionsPaid whatever you deposit or spend2.25%4.80%MoveBank's Online Saver2.25%of 61 institutions30th highest of 61, level with 2 others

Rates

The one rate A-Auswide Bank publishes for this account.

TypeApplies toTermBandRateComparisonConditions
Variable---2.25%-paid every 1 mo

Rate changes

One change logged, newest first.

DateRateWasNowChange
9 Oct 2026Variable2.00%2.25%up 0.25

Each change is logged the night it appears in the rates Auswide Bank Ltd publishes. See how every lender answered the RBA on the rate tracker.

Fees

2 fees published, grouped by when they're charged.

When you make a transaction1

  • TELEGPRAPHIC_TRANSFER_FEE

    $AU cuurency $50 per transfer OR foreign currency $30 per transfer. Payable each time you request an electronic transmission of funds to an account at an overseas bank.

    $50

When particular things happen1

  • DISHONOUR_FEE_-_DIRECT_DEBIT_AND_EXTERNAL_PAYMENT

    Charged per rejection. Payable when you've arranged a direct debit payment or external payment to an account at another financial institution but there are insufficient clear funds in your account

    $15

Features

Instant paymentsPayIDDigital banking
  • Up to 9 Sub Accounts

Eligibility and limits

  • Available to individuals

Published by Auswide Bank Ltd under the Consumer Data Right, last changed by them on 8 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.