The Finance Algorithm
A-Auswide Bank logoA-Auswide Bank

EVERYDAY CLUB ACCOUNT

A transaction account for clubs that pays interest

Savings & transaction accountsBank updated 1 July 2026
Product page ↗Fees and pricing ↗Terms ↗

At a glance

Base rate
0.01%

How it compares

This account in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

This account: 0.01%Every other institution's highest, 60 in all

Paid whatever you deposit or spend. One dot per institution, at its highest savings rate with no bonus conditions anyone can apply for; hover or tap a dot for its name.

RateThis accountBest anywhereTypical institutionWhere it sits
No bonus conditionsPaid whatever you deposit or spend0.01%4.80%MoveBank's Online Saver2.25%of 61 institutions56th highest of 61, level with 5 others

Rates

Every rate A-Auswide Bank publishes for this account, 5 in all.

TypeApplies toTermBandRateComparisonConditions
Variable--up to $5,0000.01%-paid every 1 mo
Variable--$100,000+0.30%-paid every 1 mo
Variable--$20,000–$50,0000.20%-paid every 1 mo
Variable--$5,000–$20,0000.05%-paid every 1 mo
Variable--$50,000–$100,0000.25%-paid every 1 mo

Fees

8 fees published, grouped by when they're charged.

When you make a transaction7

  • ATM_DIRECT_CHARGE_FEE

    Direct charge fee is levied by the ATM owner. May be payable to the ATM owner when using your card to withdraw or check your balance at a non-Auswide Bank ATM network ATM.

    Varies
  • TELEGPRAPHIC_TRANSFER_FEE

    $AU cuurency $50 per transfer OR foreign currency $30 per transfer. Payable each time you request an electronic transmission of funds to an account at an overseas bank.

    $50
  • CURRENCY_CONVERSION_FEE

    Payable when you use your card to pay for purchases or withdraw cash at overseas retail outlets or overseas ATM

    3.00% of transaction
  • DIRECT_DEBIT

    Payable if we process a direct to your account. This includes payments which you initiate electronically

    $0.50
  • EXTERNAL_PAYMENT_FEE

    Paybale if you request us to process an electronic payment to an account at another FI

    $0.60
  • RTGS_OUTWARD_PAYMENT_FEE

    Payable each time you request a high value, time critical payment from your account to another financial institution on a real time basis for same day payment

    $20
  • FOREIGN_ATM_WITHDRAWAL_FEE

    Plus 3% Currency Conversion Fee. Payable when you use your Visa Debit Card at any oversas ATM to withdraw from your account

    $5

When particular things happen1

  • DISHONOUR_FEE_-_DIRECT_DEBIT_AND_EXTERNAL_PAYMENT

    Charged per rejection. Payable when you've arranged a direct debit payment or external payment to an account at another financial institution but there are insufficient clear funds in your account

    $15

Features

Instant paymentsPayIDDigital bankingUnlimited transactions
  • Up to 9 Sub Accounts

Eligibility and limits

  • Club, Not for Profit, Community Group

Published by Auswide Bank Ltd under the Consumer Data Right, last changed by them on 1 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.