Bank First Production
Preschool Petty Cash Account
Preschool Transaction Account
Savings & transaction accountsBank updated 30 Apr 2026
At a glance
- Base rate
- 0.05%
- Monthly fee
- $0
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | — | — | — | 0.05% | — | paid every 3 mo |
§ 02 — Fees · 16
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Direct Debit Dishonour Fee | Dishonour | $15 | — | — |
| Coin Handling Fee | Event | $5 | — | Handling of a coin deposit or withdrawal - $5 per every $100. |
| Direct Debit Stop Request | Event | $9 | — | — |
| Direct Entry Return Fee | Event | $2.50 | — | — |
| Express Posting Of Card Or Pin In Australia | Event | $15 | — | — |
| Issue Card Or Pin Internationally By Registered Mail | Event | $15 | — | $15 dollars per item |
| Overdrawn Account Fee | Event | $15 | — | Applies when your Transaction / Savings Account is overdrawn or the balance exceeds the limit of any Overdraft attached to the account at close of business and charged again at seven day increments i… |
| Statement Request | Event | No fee | — | — |
| Account Keeping Fees | Periodic | No fee | Every 1 mo | — |
| Inactive Membership Fee | Periodic | $30 | Every 1 yr | — |
| Emergency Overseas Replacement Card Fee | Replacement | $150 | — | This Fee is waived for Platinum credit card holders |
| Replacement Card Fee | Replacement | $8 | — | $12.00 Staff Assisted and $8 via Mobile Banking App |
| Currency Conversion Fee | Transaction | 3.00% of transaction | — | This fee is waived for Premier/Rewards Package Home Loan customers |
| Non- Individual Membership Establishment Fee | Upfront | $50 | — | Applies when a Non-Individual membership is established |
| Visa Debit Card Overseas Atm Withdrawals | Withdrawal | $2.50 | — | The ATM operator may charge a fee at the time of the transaction |
| Visa Debit Over The Counter Cash Advance | Withdrawal | $2.50 | — | — |
§ 03 — Features
PayIDDigital bankingUnlimited transactionsGoogle PayApplePay
- · Other service related charges apply based on your circumstances
§ 04 — Eligibility & limits
§ 05 — Compare
§ 06 — Run the numbers
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Published by Bank First under the Consumer Data Right, last changed by them on 30 Apr 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.