Bank First Production
Christmas Club Account
Savings Account
Savings & transaction accountsBank updated 22 May 2026
At a glance
- Base rate
- 3.35%
- Monthly fee
- $0
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | — | — | — | 3.35% | — | paid every 3 mo |
§ 02 — Fees · 9
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Direct Debit Dishonour Fee | Dishonour | $15 | — | — |
| Statement Request | Enquiry | No fee | — | — |
| Coin Handling Fee | Event | $5 | — | Handling of a coin deposit or withdrawal - $5 per every $100. |
| Direct Debit Stop Request | Event | $9 | — | — |
| Direct Entry Return Fee | Event | $2.50 | — | — |
| Overdrawn Account Fee | Event | $15 | — | Applies when your Transaction / Savings Account is overdrawn or the balance exceeds the limit of any Overdraft attached to the account at close of business and charged again at seven day increments i… |
| Account Keeping Fees | Periodic | No fee | Every 1 mo | — |
| Inactive Membership Fee | Periodic | $30 | Every 1 yr | — |
| Non- Individual Membership Establishment Fee | Upfront | $50 | — | Applies when a Non-Individual membership is established |
§ 03 — Features
PayIDDigital banking
- · Phone banking is available, balance enquiries only
- · Funds are available for withdrawal from the first business day in November to the end of December. On the first business day in December the balance of the account plus interest will be credited to t…
- · Other service related charges apply based on your circumstances
§ 04 — Eligibility & limits
- · Available to members only.
§ 05 — Compare
§ 06 — Run the numbers
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Published by Bank First under the Consumer Data Right, last changed by them on 22 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.