The Finance Algorithm
At a glance
Base rate
1.55%
§ 01 — Rates · 4
TypeApplies toTermBandRateComparisonConditions
Variableup to $20,0001.55%paid every 1 mo
Variable$100,000+2.25%paid every 1 mo
Variable$20,000–$50,0001.80%paid every 1 mo
Variable$50,000–$100,0002.00%paid every 1 mo
§ 02 — Fees · 14
FeeTypeAmountWhenNotes
BANK_AUDIT_CERTIFICATE_FEEEvent$30
ELECTRONIC_PAYMENT_TRACEEvent$30
INACTIVE_ACCOUNT_FEEEvent$20
OVERDRAWN_ACCOUNT_FEEEvent$10
STATEMENT_REQUESTEvent$2
STATEMENT_REQUESTEvent$2
STOP_PAYMENTEvent$5
SWIFT_INWARD_TRANSFEREvent$10
SWIFT_OUTWARD_PAYMENTEvent$15
ARCHIVE_SEARCH_FEEPayment$5050.00 per hour
LARGE_CASH_WITHDRAWALPayment0.00% of transactionPrice on Application
FOREIGN_CASHPurchase0.00% of transaction
BPAY_ONLINETransaction$0.40
DIRECT_DEBITSTransaction$0.40
§ 03 — Features
Instant paymentsPayIDDigital banking
§ 04 — Eligibility & limits
  • · Available to individuals

Published by bankWAW under the Consumer Data Right, last changed by them on 1 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.