Bendigo Bank
Bendigo Cash Management Account (CMA)
An interest earning at-call deposit account which is sold to new or existing customers via a custodian or advisor. Account access is available via Debit Mastercard or online banking.
Savings & transaction accountsBank updated 31 Aug 2026
At a glance
- Base rate
- 1.00%
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variablen/a | — | — | — | 1.00% | — | paid every 1 mo |
§ 02 — Fees · 12
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Bank@Post Deposit | Deposit | $2.50 | — | When you make a deposit at a Bank@Post terminal in an Australia Post Office using a Bendigo Bank card where this facility is available |
| Direct Debit Dishonour Fee | Dishonour | $10 | — | Applies when a direct debit from your account is dishonoured due to insufficient funds. |
| Bank Cheque Fee | Event | $10 | — | Is payable for each Bank Cheque drawn. |
| Bank Cheque Replacement | Event | $30 | — | When a Bank Cheque has been lost, destroyed or stolen and you request us to provide you with a replacement Bank Cheque. |
| Bank cheque stop payment | Event | $20 | — | When you request us to stop payment on a bank cheque and to purchase it back (allowed only in limited circumstances) |
| Bill Payment Transaction Recall/Trace Fee | Event | $20 | — | When you request us to trace or recall a bill payment you have made through the BPAY scheme. |
| Inward telegraphic transfer in a foreign currency | Payment | $10 | — | Acceptance of payments in a foreign currency for swift transfer to a Bendigo Bank account |
| Inward telegraphic transfer in AUD currency | Payment | $2 | — | Acceptance of payment in AUD currency for swift transfer to a Bendigo Bank account |
| Outward telegraphic transfer | Payment | $30 | — | When you request the transfer of funds to a non-Bendigo Bank account. This includes: International Telegraphic Transfers – funds sent from your Bendigo Bank account to overseas destinations worldwide… |
| Transfer (in branch) | Payment | $2.50 | — | When you make an ‘over-the-counter’ request at a Bendigo Bank branch to transfer funds from one Bendigo Bank account to another Bendigo Bank account (including scheduled in branch transfers where you… |
| Bank@Post Withdrawal | Withdrawal | $2.50 | — | When you make a withdrawal at a Bank@Post terminal in an Australia Post Office using a Bendigo Bank card where this facility is available. |
| Cash Withdrawal (in branch) | Withdrawal | $2.50 | — | When you make a cash withdrawal from your Bendigo Bank account ‘over- the-counter’ at a Bendigo Bank branch. |
§ 03 — Features
Digital banking
§ 04 — Eligibility & limits
- · Minimum balance $1,000
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Bendigo Bank under the Consumer Data Right, last changed by them on 31 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.