CASH MANAGER PLUS

Savings & transaction accountsBank updated 6 Oct 2026

At a glance

Base rate: 0.80%

How it compares

This account in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

Typical 2.25%

0%1%2%3%4%

This account: 0.80%Every other institution's highest, 60 in all

Paid whatever you deposit or spend. One dot per institution, at its highest savings rate with no bonus conditions anyone can apply for; hover or tap a dot for its name.

Rate	This account	Best anywhere	Typical institution	Where it sits
No bonus conditionsPaid whatever you deposit or spend	0.80%	4.80%MoveBank's Online Saver	2.25%of 61 institutions	45th highest of 61

Rates

Every rate Warwick Credit Union publishes for this account, 8 in all.

Type	Applies to	Term	Band	Rate	Comparison	Conditions
Variable	-	-	-	20.26%	-	-
Variable	-	-	up to $2,000	0.80%	-	paid every 1 mo
Variable	-	-	$10,000–$20,000	1.05%	-	paid every 1 mo
Variable	-	-	$100,000–$250,000	1.85%	-	paid every 1 mo
Variable	-	-	$2,000–$10,000	0.90%	-	paid every 1 mo
Variable	-	-	$20,000–$50,000	1.05%	-	paid every 1 mo
Variable	-	-	$250,000+	2.50%	-	paid every 1 mo
Variable	-	-	$50,000–$100,000	1.55%	-	paid every 1 mo

Rate changes

7 changes logged, newest first.

Date	Rate	Was	Now	Change
14 Oct 2026	Variable, up to $2,000	0.70%	0.80%	up 0.10
14 Oct 2026	Variable, $10,000–$20,000	0.90%	1.05%	up 0.15
14 Oct 2026	Variable, $100,000–$250,000	1.70%	1.85%	up 0.15
14 Oct 2026	Variable, $2,000–$10,000	0.80%	0.90%	up 0.10
14 Oct 2026	Variable, $20,000–$50,000	0.90%	1.05%	up 0.15
14 Oct 2026	Variable, $250,000+	2.35%	2.50%	up 0.15
14 Oct 2026	Variable, $50,000–$100,000	1.40%	1.55%	up 0.15

Each change is logged the night it appears in the rates Darling Downs Bank publishes. See how every lender answered the RBA on the rate tracker.

Fees

4 fees published, grouped by when they're charged.

While you hold it2

MEMBERSHIP_FEE
Charged when becoming a customer of WCU
$5
STATEMENT_FEE
When paper statements are requested - charged on statement cycle
$2

When you make a transaction2

PERIODIC_PAYMENT_FEE_BRANCH_ACTIONED
Transfers to a non-WCU Account. WCU to WCU are free
$6.50
PHONE_ASSISTED_TRANSFERS
Only charged when staff assistance is required to transfer funds over the phone
$2.50

Features

Instant paymentsPayIDDigital bankingUnlimited transactions

Periodical Payments permitted

Eligibility and limits

Residency: Individuals must be citizens or permanent residents of Australia.
Must be a member of the Credit Union

Compare it with others

All savings & transaction accounts Other Darling Downs Bank savings & transaction accounts Everything Darling Downs Bank publishes

Put this product through a calculator

Published by Darling Downs Bank under the Consumer Data Right, last changed by them on 6 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.