The Finance Algorithm
Warwick Credit Union logoWarwick Credit Union

PASSBOOK ACCOUNT

PASSBOOK ACCOUNT

Savings & transaction accountsBank updated 6 Oct 2026

At a glance

Base rate
0.30%

How it compares

This account in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

This account: 0.30%Every other institution's highest, 60 in all

Paid whatever you deposit or spend. One dot per institution, at its highest savings rate with no bonus conditions anyone can apply for; hover or tap a dot for its name.

RateThis accountBest anywhereTypical institutionWhere it sits
No bonus conditionsPaid whatever you deposit or spend0.30%4.80%MoveBank's Online Saver2.25%of 61 institutions49th highest of 61

Rates

Every rate Warwick Credit Union publishes for this account, 5 in all.

TypeApplies toTermBandRateComparisonConditions
Variable--up to $5,0000.30%-paid every 1 mo
Variable--$100,000+1.25%-paid every 1 mo
Variable--$20,000–$50,0000.75%-paid every 1 mo
Variable--$5,000–$20,0000.55%-paid every 1 mo
Variable--$50,000–$100,0000.80%-paid every 1 mo

Rate changes

5 changes logged, newest first.

DateRateWasNowChange
6 Oct 2026Variable, up to $5,0000.20%0.30%up 0.10
6 Oct 2026Variable, $100,000+1.10%1.25%up 0.15
6 Oct 2026Variable, $20,000–$50,0000.60%0.75%up 0.15
6 Oct 2026Variable, $5,000–$20,0000.40%0.55%up 0.15
6 Oct 2026Variable, $50,000–$100,0000.65%0.80%up 0.15

Each change is logged the night it appears in the rates Darling Downs Bank publishes. See how every lender answered the RBA on the rate tracker.

Features

Instant paymentsPayIDDigital bankingUnlimited transactionsApple Pay and Google Pay enabled
  • Passbook Access

Eligibility and limits

  • Residency: Individuals must be citizens or permanent residents of Australia.
  • Must be a member of the Credit Union

Published by Darling Downs Bank under the Consumer Data Right, last changed by them on 6 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.