PASSBOOK ACCOUNT

Savings & transaction accountsBank updated 22 May 2026

At a glance

Base rate: 0.20%

§ 01 — Rates · 5

Type	Applies to	Term	Band	Rate	Comparison	Conditions
Variable	—	—	up to $5,000	0.20%	—	paid every 1 mo
Variable	—	—	$100,000+	1.10%	—	paid every 1 mo
Variable	—	—	$20,000–$50,000	0.60%	—	paid every 1 mo
Variable	—	—	$5,000–$20,000	0.40%	—	paid every 1 mo
Variable	—	—	$50,000–$100,000	0.65%	—	paid every 1 mo

§ 03 — Features

Instant paymentsPayIDDigital bankingUnlimited transactionsApple Pay and Google Pay enabled

· Passbook Access

§ 04 — Eligibility & limits

· Residency: Individuals must be citizens or permanent residents of Australia.
· Must be a member of the Credit Union

§ 05 — Compare

All savings & transaction accounts →Other Darling Downs Bank savings & transaction accounts Everything Darling Downs Bank publishes

§ 06 — Run the numbers

Put this product through a calculator

Savings goal

How long a target takes at a given rate and deposit.

Compound interest

What a balance grows to with monthly interest.

Published by Darling Downs Bank under the Consumer Data Right, last changed by them on 22 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.