At a glance
- Base rate
- 0.60%
§ 01 — Rates · 2
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | — | — | — | 20.26% | — | — |
| Variable | — | — | — | 0.60% | — | paid every 3 mo |
§ 02 — Fees · 9
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| ATM_TRANSACTION_FEE_BALANCE_ENQUIRY | Event | $1.50 | — | ATM Fees are debited to the account with which the card is linked as part of end of day processing |
| VISA_DEBIT_CARD_REPLACEMENT | Event | $12 | — | Charged unless proven compromised or stolen |
| MEMBERSHIP_FEE | Periodic | $5 | — | Charged when becoming a customer of WCU |
| STATEMENT_FEE | Periodic | $2 | — | When paper statements are requested - charged on statement cycle |
| ATM_TRANSACTION_FEE_OTHER_ATM_WITHDRAWALS | Transaction | $1.50 | — | ATM Fees are debited to the account with which the card is linked as part of end of day processing |
| EXCESS_DRAWINGS_FEE | Transaction | $5 | — | When funds are transferred to cover drawings without customer established instructions |
| OVERSEAS_TRANSACTION_FEE | Transaction | $4 | — | Fee applied by WCU when a withdrawal is made at an ATM overseas (including VISA access card cash advances) |
| PERIODIC_PAYMENT_FEE_BRANCH_ACTIONED | Transaction | $6.50 | — | Transfers to a non-WCU Account. WCU to WCU are free |
| PHONE_ASSISTED_TRANSFERS | Transaction | $2.50 | — | Only charged when staff assistance is required to transfer funds over the phone |
§ 03 — Features
Instant paymentsPayIDDigital bankingUnlimited transactionsApple Pay and Google Pay enabled
- · Passbook Access
§ 04 — Eligibility & limits
- · Residency: Individuals must be citizens or permanent residents of Australia.
- · Must be a member of the Credit Union
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Darling Downs Bank under the Consumer Data Right, last changed by them on 22 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.