At a glance
- Base rate
- 0.75%
How it compares
This account in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This account | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| No bonus conditionsPaid whatever you deposit or spend | 0.75% | 4.80%MoveBank's Online Saver | 2.25%of 61 institutions | 45th highest of 61, level with one other |
Rates
Every rate Warwick Credit Union publishes for this account, 2 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | - | - | - | 20.26% | - | - |
| Variable | - | - | - | 0.75% | - | paid every 3 mo |
Rate changes
One change logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 14 Oct 2026 | Variable | 0.60% | 0.75% | up 0.15 |
Each change is logged the night it appears in the rates Darling Downs Bank publishes. See how every lender answered the RBA on the rate tracker.
Fees
9 fees published, grouped by when they're charged.
While you hold it2
- MEMBERSHIP_FEE
Charged when becoming a customer of WCU
$5 - STATEMENT_FEE
When paper statements are requested - charged on statement cycle
$2
When you make a transaction5
- ATM_TRANSACTION_FEE_OTHER_ATM_WITHDRAWALS
ATM Fees are debited to the account with which the card is linked as part of end of day processing
$1.50 - EXCESS_DRAWINGS_FEE
When funds are transferred to cover drawings without customer established instructions
$5 - OVERSEAS_TRANSACTION_FEE
Fee applied by WCU when a withdrawal is made at an ATM overseas (including VISA access card cash advances)
$4 - PERIODIC_PAYMENT_FEE_BRANCH_ACTIONED
Transfers to a non-WCU Account. WCU to WCU are free
$6.50 - PHONE_ASSISTED_TRANSFERS
Only charged when staff assistance is required to transfer funds over the phone
$2.50
When particular things happen2
- ATM_TRANSACTION_FEE_BALANCE_ENQUIRY
ATM Fees are debited to the account with which the card is linked as part of end of day processing
$1.50 - VISA_DEBIT_CARD_REPLACEMENT
Charged unless proven compromised or stolen
$12
Features
- Passbook Access
Eligibility and limits
- Residency: Individuals must be citizens or permanent residents of Australia.
- Must be a member of the Credit Union
Compare it with others
Put this product through a calculator
Published by Darling Downs Bank under the Consumer Data Right, last changed by them on 6 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.