Horizon Bank
CASH MANAGEMENT
Enjoy competitive interest rates without the need to lock your money away. The Cash Management account is used for flexible and quick access to large sums.
Savings & transaction accountsBank updated 1 July 2026
At a glance
- Base rate
- 0.01%
§ 01 — Rates · 3
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | — | — | up to $50,000 | 0.01% | — | paid every 1 mo |
| Variable | — | — | $250,000+ | 3.25% | — | paid every 1 mo |
| Variable | — | — | $50,000–$250,000 | 2.00% | — | paid every 1 mo |
§ 02 — Fees · 6
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| BULK_COIN_COUNTAGE | Deposit | 2.00% of transaction | — | Up to 2% for bulk coin counting above $300. Fee excludes money boxes & community |
| DIRECT_DEBIT_DISHONOUR | Event | $9 | — | — |
| OVERDRAWN_SAVINGS_ACCOUNT | Event | $20 | — | per occurence |
| STATEMENT_COPY | Event | $2.50 | — | — |
| FOREIGN_CHEQUE_DEPOSIT | Transaction | $11 | — | — |
| TOTAL_CASH_WITHDRAWAL_ABOVE_4000_PER_DAY | Withdrawal | 0.25% of transaction | — | A fee of 0.25% of total cash withdrawals is charged for total cash withdrawals over $4000 in a day. |
§ 03 — Features
Instant paymentsPayIDDigital banking
- · Manage payments from your bank account using PayTo.
§ 04 — Eligibility & limits
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Horizon Bank under the Consumer Data Right, last changed by them on 1 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.