Horizon Bank
CHRISTMAS CLUB
Christmas is an expensive time of year. Start budgeting early and be prepared with a Christmas Club account. Funds are available for withdrawal from 1 November to 31 January each year.
Savings & transaction accountsBank updated 1 July 2026
At a glance
- Base rate
- 2.00%
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | — | — | — | 2.00% | — | paid every 1 mo |
§ 02 — Fees · 5
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| BULK_COIN_COUNTAGE | Deposit | 2.00% of transaction | — | Up to 2% for bulk coin counting above $300. Fee excludes money boxes & community |
| OVERDRAWN_SAVINGS_ACCOUNT | Event | $20 | — | per occurence |
| STATEMENT_COPY | Event | $2.50 | — | — |
| FOREIGN_CHEQUE_DEPOSIT | Transaction | $11 | — | — |
| TOTAL_CASH_WITHDRAWAL_ABOVE_4000_PER_DAY | Withdrawal | 0.25% of transaction | — | A fee of 0.25% of total cash withdrawals is charged for total cash withdrawals over $4000 in a day. |
§ 03 — Features
Instant paymentsDigital banking
- · Funds are available for withdrawal from 1 November to 31 January each year.
§ 04 — Eligibility & limits
§ 05 — Compare
§ 06 — Run the numbers
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Published by Horizon Bank under the Consumer Data Right, last changed by them on 1 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.