The Finance Algorithm
Macquarie

Macquarie Cash Management Accelerator Account

Our Cash Management Accelerator Account offer you and your clients award-winning functionality to enable control, transparency and speed.

Savings & transaction accountsBank updated 22 May 2026
At a glance
Base rate
3.00%
Monthly fee
$0
§ 01 — Rates · 6
TypeApplies toTermBandRateComparisonConditions
VariableCMA advised accountsup to $2,000,0004.65%paid every 1 mo
VariableCMA non-advised accountsup to $2,000,0004.65%paid every 1 mo
VariableCMA advised accounts$10,000,000+3.00%paid every 1 mo
VariableCMA non-advised accounts$10,000,000+3.00%paid every 1 mo
VariableCMA advised accounts$2,000,000–$10,000,0004.15%paid every 1 mo
VariableCMA non-advised accounts$2,000,000–$10,000,0004.15%paid every 1 mo
§ 02 — Fees · 6
FeeTypeAmountWhenNotes
Audit letterEventNo fee
Dishonoured payments (including cheques)EventNo fee
StatementsEventNo feeViewed/printed online. Historical statements for up to 10 years are available online.
Transaction InvestigationEventNo fee
Monthly account feePeriodicNo feeEvery 1 mo
Online paymentsTransactionNo feeMake internal transfers, pay anyone and BPAY payments through online banking and mobile banking on an immediate or scheduled basis.
§ 03 — Features
Instant paymentsDigital bankingFraud protectionUnlimited transactionsRelationship manager
  • · Real-time transfers to and from your linked CMA during a business day
  • · The Cash Account is a retail deposit with Macquarie and is eligible for coverage under the Australian Government's Financial Claims Scheme (Government Guarantee).
  • · Deposits and withdrawals available via funds transfer. Withdrawals can only be to your linked Macquarie CMA.
  • · Your Financial Services Professional can view your Cash Account online and help you act quickly on investment opportunities as they arise. Give your accountant viewing access to your Cash Account so…
§ 04 — Eligibility & limits
  • · Minimum age 18
  • · Residency: Permanent Australian residential address required.
  • · Must have Australian mobile number
  • · Must have an email address
  • · Must hold a Cash Management account

Published by Macquarie Bank Limited under the Consumer Data Right, last changed by them on 22 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.