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Macquarie Cash Management Accelerator Account

Our Cash Management Accelerator Account offer you and your clients award-winning functionality to enable control, transparency and speed.

Savings & transaction accountsBank updated 15 Oct 2026
Apply at Macquarie Bank Limited ↗Product page ↗Fees and pricing ↗Terms ↗

At a glance

Base rate
3.25%
Monthly fee
$0

How it compares

This account in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

This account: 3.25%Every other institution's highest, 60 in all

Paid whatever you deposit or spend. One dot per institution, at its highest savings rate with no bonus conditions anyone can apply for; hover or tap a dot for its name.

RateThis accountBest anywhereTypical institutionWhere it sits
No bonus conditionsPaid whatever you deposit or spend3.25%4.80%MoveBank's Online Saver2.25%of 61 institutions19th highest of 61, level with one other

Rates

Every rate Macquarie publishes for this account, 6 in all.

TypeApplies toTermBandRateComparisonConditions
VariableCMA advised accounts--up to $2,000,0004.90%-paid every 1 mo
VariableCMA non-advised accounts--up to $2,000,0004.90%-paid every 1 mo
VariableCMA advised accounts--$10,000,000+3.25%-paid every 1 mo
VariableCMA non-advised accounts--$10,000,000+3.25%-paid every 1 mo
VariableCMA advised accounts--$2,000,000–$10,000,0004.40%-paid every 1 mo
VariableCMA non-advised accounts--$2,000,000–$10,000,0004.40%-paid every 1 mo

Fees

6 fees published, grouped by when they're charged.

While you hold it1

  • Monthly account fee
    No fee

When you make a transaction1

  • Online payments

    Make internal transfers, pay anyone and BPAY payments through online banking and mobile banking on an immediate or scheduled basis.

    No fee

When particular things happen4

  • Audit letter
    No fee
  • Dishonoured payments (including cheques)
    No fee
  • Statements

    Viewed/printed online. Historical statements for up to 10 years are available online.

    No fee
  • Transaction Investigation
    No fee

Features

Instant paymentsDigital bankingFraud protectionUnlimited transactionsRelationship manager
  • Real-time transfers to and from your linked CMA during a business day
  • The Cash Account is a retail deposit with Macquarie and is eligible for coverage under the Australian Government's Financial Claims Scheme (Government Guarantee).
  • Deposits and withdrawals available via funds transfer. Withdrawals can only be to your linked Macquarie CMA.
  • Your Financial Services Professional can view your Cash Account online and help you act quickly on investment opportunities as they arise. Give your accountant viewing access to your Cash Account so…

Eligibility and limits

  • Minimum age 18
  • Residency: Permanent Australian residential address required.
  • Must have Australian mobile number
  • Must have an email address
  • Must hold a Cash Management account

Published by Macquarie Bank Limited under the Consumer Data Right, last changed by them on 15 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.