The Mutual BankChristmas Club
A savings account for the festive period, where members can access the funds between 1 November and 31 January.
At a glance
- Base rate
- 1.00%
How it compares
This account in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This account | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| No bonus conditionsPaid whatever you deposit or spend | 1.00% | 4.80%MoveBank's Online Saver | 2.25%of 61 institutions | 44th highest of 61, level with one other |
Rates
The one rate The Mutual Bank publishes for this account.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableInterest is paid 6 monthly on 30 June and 31 December. | - | - | - | 1.00% | - | paid every 6 mo |
Fees
11 fees published, grouped by when they're charged.
When you make a transaction2
- UNCLAIMED_MONIES_FEE
The lessor $20.00 or account balance. Payable when an account is classified as dormant.
$20 - PHYSICAL_FOREIGN_CURRENCY
1% of Australian currency equivalent amount. Payable when physical foreign currency is issued or purchased.
1.00% of transaction
When particular things happen9
- CHEQUE_DISHONOUR
A dishonoured cheque is a cheque that is not paid by the financial institution on which it is drawn. A dishonour fee will apply each time the cheque is presented for payment and dishonoured.
$9 - DIRECT_ENTRY_DISHONOUR
Payable when a direct entry (inward and outward) is dishonoured.
$9 - DOCUMENT_FEE
$60.00 per hour (subject to minimum $10.00 per copy). Payable if you request copies of documents such as withdrawal forms or statements, or you ask us to verify a transaction performed on your Accoun…
$60 - DORMANT_ACCOUNT_FEE
This fee is charged to each of your Deposit Accounts closed due to dormancy. The lesser of $20.00 or the account balance.
$20 - MISCELLANEOUS_SERVICE_FEE
$60.00 per hour. Payable if you request information not covered by the Document Fee.
$60 - ONLINE_INTERNATIONAL_TRANSFER_(OUTWARD)
Payable if you use online banking to transfer funds internationally.
$30 - OVERDRAWN_FEE
If your Account is overdrawn, without our prior agreement, a fee will be charged each time this occurs. Penalty interest (at the rate disclosed on the Deposit Interest Rate Schedule) will also be cha…
$9 - OVERSEAS_TELEGRAPHIC_TRANSFER_(OUTWARD)_-_AUSTRALIAN_CURRENCY
Payable if we assist you send funds electronically overseas in Australian dollars.
$50 - OVERSEAS_TELEGRAPHIC_TRANSFER_(OUTWARD)_-_FOREIGN_CURRENCY
Payable if we assist you send funds electronically overseas in a foreign currency.
$30
Features
- Passbook account only
- Staff assisted transactions - Branch and Contact Centre
Eligibility and limits
- Minimum age 12
- Residency: Australian citizen or a permanent resident of Australia or otherwise approved
- Available to individuals
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Published by Maitland Mutual Limited under the Consumer Data Right, last changed by them on 15 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.