Qudos Bank
Retirement Savings Account
The Qudos Bank RSA is a superannuation savings facility that accepts contributions and rollovers and a pension facility providing an account based pension. Qudos Bank RSAs are for individuals who are looking for security with some flexibility.
Savings & transaction accountsBank updated 20 May 2026
At a glance
- Base rate
- 3.44%
§ 01 — Rates · 13
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | — | — | up to $50,000 | 3.44% | — | paid every 1 mo |
| Variable | — | — | up to $50,000 | 4.05% | — | paid every 1 mo |
| Variable | — | — | up to $500,000 | 4.70% | — | paid every 1 mo |
| Variable | — | — | $1,000,000+ | 4.21% | — | paid every 1 mo |
| Variable | — | — | $1,000,000+ | 4.95% | — | paid every 1 mo |
| Variable | — | — | $1,000,000+ | 4.95% | — | paid every 1 mo |
| Variable | — | — | $250,000–$500,000 | 4.00% | — | paid every 1 mo |
| Variable | — | — | $250,000–$500,000 | 4.70% | — | paid every 1 mo |
| Variable | — | — | $50,000–$250,000 | 4.00% | — | paid every 1 mo |
| Variable | — | — | $50,000–$250,000 | 4.70% | — | paid every 1 mo |
| Variable | — | — | $500,000–$1,000,000 | 4.21% | — | paid every 1 mo |
| Variable | — | — | $500,000–$1,000,000 | 4.95% | — | paid every 1 mo |
| Variable | — | — | $500,000–$1,000,000 | 4.95% | — | paid every 1 mo |
§ 02 — Fees · 7
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Constribution fee | Event | No fee | — | — |
| Providing Information | Event | No fee | — | You may also be charged a fee for Qudos providing information requested by you, which will not exceed the reasonable cost to us of giving the information, including all reasonable related costs such… |
| Splitting/Flagging Fee | Event | $62 | — | We may charge reasonable fees to cover the costs of flagging or splitting your RSA benefit or to cover any legal costs incurred by us in responding to matters arising from the flagging and/or splitti… |
| Termination Fee | Exit | No fee | — | — |
| Administration Fee | Periodic | No fee | Every 1 yr | Qudos Bank does not currently levy an administration fee on your Qudos Bank RSA. |
| Establisment Fee | Upfront | No fee | — | — |
| Withdrawal Fee | Withdrawal | $62 | — | Qudos Bank RSA Holders may make up to four approved withdrawals from each account in any financial year (1 July to 30 June) without incurring any withdrawal fees. (Note: Each pension payment counts a… |
§ 03 — Features
- · Benefits payable either as a lump sum or as an account-based pension income stream
- · No negative returns
- · Protected by the capital guarantee - high degree of security for the monies invested
- · Rollover options from other super accounts
§ 04 — Eligibility & limits
- · Minimum balance $1
- · You must be a Qudos Bank Member in order to open a Qudos Bank RSA.
- · Refer to PDS for details (Accumulation and Pension)
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Qudos Bank under the Consumer Data Right, last changed by them on 20 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.