Qudos BankRetirement Savings Account
The Qudos Bank RSA is a superannuation savings facility that accepts contributions and rollovers and a pension facility providing an account based pension. Qudos Bank RSAs are for individuals who are looking for security with some flexibility.
At a glance
- Base rate
- 3.44%
How it compares
This account in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This account | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| No bonus conditionsPaid whatever you deposit or spend | 3.44% | 4.80%MoveBank's Online Saver | 2.25%of 61 institutions | 19th highest of 61 |
Rates
Every rate Qudos Bank publishes for this account, 13 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | - | - | up to $50,000 | 3.44% | - | paid every 1 mo |
| Variable | - | - | up to $50,000 | 4.05% | - | paid every 1 mo |
| Variable | - | - | up to $500,000 | 4.70% | - | paid every 1 mo |
| Variable | - | - | $1,000,000+ | 4.21% | - | paid every 1 mo |
| Variable | - | - | $1,000,000+ | 4.95% | - | paid every 1 mo |
| Variable | - | - | $1,000,000+ | 4.95% | - | paid every 1 mo |
| Variable | - | - | $250,000–$500,000 | 4.00% | - | paid every 1 mo |
| Variable | - | - | $250,000–$500,000 | 4.70% | - | paid every 1 mo |
| Variable | - | - | $50,000–$250,000 | 4.00% | - | paid every 1 mo |
| Variable | - | - | $50,000–$250,000 | 4.70% | - | paid every 1 mo |
| Variable | - | - | $500,000–$1,000,000 | 4.21% | - | paid every 1 mo |
| Variable | - | - | $500,000–$1,000,000 | 4.95% | - | paid every 1 mo |
| Variable | - | - | $500,000–$1,000,000 | 4.95% | - | paid every 1 mo |
Fees
7 fees published, grouped by when they're charged.
- When you take it outNo feeEstablisment Fee
- While you hold itNo feeAdministration Fee
- When you close it or pay it offNo feeTermination Fee
When you take it out1
- Establisment FeeNo fee
While you hold it1
- Administration Fee
Qudos Bank does not currently levy an administration fee on your Qudos Bank RSA.
No fee
When you make a transaction1
- Withdrawal Fee
Qudos Bank RSA Holders may make up to four approved withdrawals from each account in any financial year (1 July to 30 June) without incurring any withdrawal fees. (Note: Each pension payment counts a…
$62
When particular things happen3
- Constribution feeNo fee
- Providing Information
You may also be charged a fee for Qudos providing information requested by you, which will not exceed the reasonable cost to us of giving the information, including all reasonable related costs such…
No fee - Splitting/Flagging Fee
We may charge reasonable fees to cover the costs of flagging or splitting your RSA benefit or to cover any legal costs incurred by us in responding to matters arising from the flagging and/or splitti…
$62
When you close it or pay it off1
- Termination FeeNo fee
Features
- Benefits payable either as a lump sum or as an account-based pension income stream
- No negative returns
- Protected by the capital guarantee - high degree of security for the monies invested
- Rollover options from other super accounts
Eligibility and limits
- Minimum balance $1
- You must be a Qudos Bank Member in order to open a Qudos Bank RSA.
- Refer to PDS for details (Accumulation and Pension)
Compare it with others
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Published by Qudos Bank under the Consumer Data Right, last changed by them on 20 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.