Alex.BankUnsecured Fixed Rate Personal Loan
Alex gets you a multi-award winning personal loan with personalised interest rates based on your credit history and doesn't penalise you for making additional repayments or paying your loan out earlier,
At a glance
- Fixed
- 9.89%9.89% comparison
- Loan size
- $2,100 to $50,000
- Upfront fee
- $0
How it compares
This personal loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This personal loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Personal loanLowest advertised rate, fixed or variable, leaving out car loans | 9.89% | 5.80%Plenti Personal Loan | 7.96%of 68 institutions | 54th lowest of 68 |
| Fixed personal loanRepayments stay the same for the term | 9.89% | 5.80%Plenti Personal Loan | 7.96%of 42 institutions | 34th lowest of 42 |
Rates
Every rate Alex.Bank publishes for this personal loan, 3 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| FixedAlex Bank unsecured personal loans are available for a minimum of 6 months to a maximum of 7 years. Interest rates for a term up to 5 years range from 9.89% p.a. for borrowers with an outstanding cre… | P&I | 7 yrs fixed | - | 9.89% | 9.89% | - |
| FixedAlex Bank unsecured personal loans are available for a minimum of 6 months to a maximum of 7 years. Interest rates for a term up to 5 years range from 9.89% p.a. for borrowers with an outstanding cre… | P&I | 7 yrs fixed | - | 9.89% | 9.89% | - |
| FixedAlex Bank unsecured personal loans are available for a minimum of 6 months to a maximum of 7 years. Interest rates for a term up to 5 years range from 9.89% p.a. for borrowers with an outstanding cre… | P&I | 7 yrs fixed | - | 9.89% | 9.89% | - |
Fees
3 fees published, grouped by when they're charged.
When you take it out1
- Establishment fee
Pay weekly, fortnightly or monthly via direct debit
No fee
When particular things happen2
- Early Repayment FeeNo fee
- Late Payment FeeNo fee
Features
- No monthly or annual account keeping fees
- You can make extra repayments or payout the loan in full early without any penalty
- Pay weekly, fortnightly or monthly via direct debit
Eligibility and limits
- Minimum age 18
- Residency: Individuals must be an Australian Citizen or Permanent Resident
- Available to individuals
- Amount $2,100 to $50,000
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Published by Alex.Bank under the Consumer Data Right, last changed by them on 5 Nov 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.