The Finance Algorithm
Alex.Bank

Unsecured Fixed Rate Personal Loan

Alex gets you a multi-award winning personal loan with personalised interest rates based on your credit history and doesn't penalise you for making additional repayments or paying your loan out earlier,

Personal loansBank updated 22 Sept 2026
At a glance
Fixed
9.49% · 9.49% comparison
Loan size
$2,100 to $50,000
Upfront fee
$0
§ 01 — Rates · 3
TypeApplies toTermBandRateComparisonConditions
FixedAlex Bank unsecured personal loans are available for a minimum of 6 months to a maximum of 7 years. Interest rates for a term up to 5 years range from 9.49% p.a. for borrowers with an outstanding cre…P&I7 yrs fixed9.49%9.49%
FixedAlex Bank unsecured personal loans are available for a minimum of 6 months to a maximum of 7 years. Interest rates for a term up to 5 years range from 9.49% p.a. for borrowers with an outstanding cre…P&I7 yrs fixed9.49%9.49%
FixedAlex Bank unsecured personal loans are available for a minimum of 6 months to a maximum of 7 years. Interest rates for a term up to 5 years range from 9.49% p.a. for borrowers with an outstanding cre…P&I7 yrs fixed9.49%9.49%
§ 02 — Fees · 3
FeeTypeAmountWhenNotes
Early Repayment FeeEventNo fee
Late Payment FeeEventNo fee
Establishment feeUpfrontNo feePay weekly, fortnightly or monthly via direct debit
§ 03 — Features
  • · No monthly or annual account keeping fees
  • · You can make extra repayments or payout the loan in full early without any penalty
  • · Pay weekly, fortnightly or monthly via direct debit
§ 04 — Eligibility & limits
  • · Minimum age 18
  • · Residency: Individuals must be an Australian Citizen or Permanent Resident
  • · Available to individuals
  • · Amount $2,100 to $50,000

Published by Alex.Bank under the Consumer Data Right, last changed by them on 22 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.