The Finance Algorithm

Live · as of todayRBA Cash Rate4.35%Held since May 26AUD/USD0.7045-1.05% dayASX 2008,765.3+0.38% dayFixed 3yr (avg)6.74%owner-occ, banksVariable (avg)6.80%owner-occ, discountedMedian Sydney$1.61M▼ 0.4% qtrMedian Melbourne$920k▼ 0.8% qtrSuper (Balanced, FY25-26)+9.4%median · SuperRatingsBTC/AUD$119,786-0.9% 24h10yr Gov Bond5.35%▼ 0.06Inflation (annual, Jun Q26)3.8%trimmed mean 3.9%Unemployment4.5%▲ 3-yr highRBA Cash Rate4.35%Held since May 26AUD/USD0.7045-1.05% dayASX 2008,765.3+0.38% dayFixed 3yr (avg)6.74%owner-occ, banksVariable (avg)6.80%owner-occ, discountedMedian Sydney$1.61M▼ 0.4% qtrMedian Melbourne$920k▼ 0.8% qtrSuper (Balanced, FY25-26)+9.4%median · SuperRatingsBTC/AUD$119,786-0.9% 24h10yr Gov Bond5.35%▼ 0.06Inflation (annual, Jun Q26)3.8%trimmed mean 3.9%Unemployment4.5%▲ 3-yr high

6 products · 3 categories · changed 22 Sept 2026

Alex.Bank.

Personal loans 2 Term deposits 3 Savings & transaction accounts 1

Personal loans · 2Compare across banks →

Secured Fixed Rate Personal Loan

Fixed: 8.49% · 8.91% comparison
Loan size: $10,000 to $100,000
Upfront fee: $295

Unsecured Fixed Rate Personal Loan

Fixed: 9.49% · 9.49% comparison
Loan size: $2,100 to $50,000
Upfront fee: $0

Term deposits · 3Compare across banks →

Term Deposit - Direct

Best rate: 5.15% for 12m
12 months: 5.15%
Min deposit: $5,000

Term Deposit - Intermediary

Best rate: 5.40% for 12m
12 months: 5.40%
Min deposit: $10,000

Term Deposit - Partners

Best rate: 5.15% for 12m
12 months: 5.15%
Min deposit: $10,000

Savings & transaction accounts · 1Compare across banks →

Base rate: 4.50%

Published by Alex.Bank under the Consumer Data Right, last changed by them on 22 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.

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