Alex.Bank
Every product Alex.Bank publishes under the Consumer Data Right, with its rates set beside every other bank's. It last changed one on 5 Nov 2026.
- Deposits are covered by the government's Financial Claims Scheme up to $250,000 per account holder. Who shares a cap
- Australian credit licence and AFS licence 510805, held by Alex Bank Pty Ltd; credit licence since 21 December 2018. Complaints it can't resolve go to the Australian Financial Complaints Authority (AFCA). ASIC register
6 products in 3 categories
Alex.Bank's rates today
Alex.Bank's best rate in each category, next to the best you'll find anywhere and the typical institution's best, as of 7 November 2026. Only products anyone can apply for are counted.
Where Alex.Bank sits among every institution's best
| Rate | Alex.Bank | Best anywhere | Typical institution |
|---|---|---|---|
| Savings accountBase plus any bonus, when its conditions are met | 4.50%Savings | 5.75%Defence Bank Limited's iSaver | 4.85%of 73 institutions |
| 12-month term depositBest rate for a 12-month term | 5.50%Term Deposit - Intermediary | 5.75%Suncorp Bank's Term Deposit | 5.30%of 65 institutions |
| Personal loanLowest advertised rate, fixed or variable, leaving out car loans | 9.39%Secured Fixed Rate Personal Loan | 5.80%Plenti Personal Loan | 7.96%of 68 institutions |
Alex.Bank savings and transaction account rates
Compare across banks1 product
Its highest savings rate is 4.50%, on its Savings: 43rd highest of 84 institutions, level with 2 others.
Alex.Bank term deposit rates
Compare across banks3 products
Its highest 12-month term deposit rate is 5.50%, on its Term Deposit - Intermediary: 7th highest of 65 institutions, level with one other.
| Rate | Alex.Bank | Best anywhere | Typical institution |
|---|---|---|---|
| 3-month term depositBest rate for 3 months | 4.90%Term Deposit - Intermediary | 5.30%Heartland Bank's Broker Term Deposit | 4.60%of 55 institutions |
| 6-month term depositBest rate for 6 months | 5.10%Term Deposit - Direct | 5.47%Heartland Bank's Broker Term Deposit | 5.10%of 63 institutions |
| 12-month term depositBest rate for 12 months | 5.50%Term Deposit - Intermediary | 5.75%Suncorp Bank's Term Deposit | 5.30%of 65 institutions |
| 2-year term depositBest rate for 2 years | 5.30%Term Deposit - Intermediary | 5.60%Judo Bank's Personal Term Deposits | 4.90%of 55 institutions |
| 3-year term depositBest rate for 3 years | 5.10%Term Deposit - Intermediary | 5.60%Judo Bank's Personal Term Deposits | 4.25%of 44 institutions |
| 5-year term depositBest rate for 5 years | 5.40%Term Deposit - Intermediary | 5.65%Judo Bank's Personal Term Deposits | 4.00%of 27 institutions |
Alex.Bank personal loan rates
Compare across banks2 products
Its lowest advertised personal loan rate is 9.39% fixed, with a comparison rate of 10.10%, on its Secured Fixed Rate Personal Loan: 63rd lowest of 69 lenders.
Every published rate Alex.Bank has changed.
Its published savings rates haven't moved since the RBA's 4 Nov 2026 rise.
Fri 30 Oct
Alex.Bank cut 10 term deposit rates by 0.05 to 0.10 percentage points.
0.05 to 0.10- Term Deposit - Direct (2 rates)
- Term Deposit - Partners (2 rates)
- Term Deposit - Intermediary (6 rates)
Tue 20 Oct
Alex.Bank lifted 2 term deposit rates by 0.20 percentage points.
0.20- Term Deposit - Direct (1 rate)
- Term Deposit - Partners (1 rate)
Mon 19 Oct
Alex.Bank lifted 8 term deposit rates by 0.05 to 0.30 percentage points.
0.05 to 0.30
Tue 13 Oct
Alex.Bank cut 2 term deposit rates by 0.20 percentage points.
0.20- Term Deposit - Direct (1 rate)
- Term Deposit - Partners (1 rate)
Fri 9 Oct
Alex.Bank cut 7 term deposit rates by 0.05 to 0.30 percentage points.
0.05 to 0.30
Fri 2 Oct
Alex.Bank lifted 5 term deposit rates by 0.15 percentage points.
0.15- Term Deposit - Direct (2 rates)
- Term Deposit - Partners (3 rates)
Wed 30 Sep
Alex.Bank lifted 11 term deposit rates by 0.05 to 0.10 percentage points.
0.05 to 0.10
Tue 29 Sep
Alex.Bank lifted 3 term deposit rates by 0.05 to 0.10 percentage points.
0.05 to 0.10
Fri 25 Sep
Alex.Bank lifted 4 term deposit rates by 0.05 to 0.10 percentage points.
0.05 to 0.10- Term Deposit - Direct (2 rates)
- Term Deposit - Intermediary (2 rates)
Alex.Bank cut 1 term deposit rate by 0.05 percentage points.
0.05
Thu 24 Sep
Alex.Bank lifted 3 term deposit rates by 0.10 to 0.15 percentage points.
0.10 to 0.15
Tue 22 Sep
Alex.Bank lifted 4 term deposit rates by 0.05 percentage points.
0.05
Fri 18 Sep
Alex.Bank cut 1 term deposit rate by 0.15 percentage points.
0.15
Published by Alex.Bank under the Consumer Data Right, last changed by them on 5 Nov 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.