ANZANZ Variable Rate Personal Loan
Whether you're looking to buy a new car, take a holiday, renovate your home or you want to consolidate debt, we could help you with an ANZ Variable Rate Personal Loan
At a glance
- Variable
- 7.49%8.18% comparison
- Loan size
- $5,000 to $75,000
- Upfront fee
- $150
- Monthly fee
- $10
How it compares
This personal loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This personal loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Personal loanLowest advertised rate, fixed or variable, leaving out car loans | 7.49% | 5.80%Plenti Personal Loan | 7.96%of 68 institutions | 24th lowest of 68, level with 3 others |
| Variable personal loanMoves with the lender's rates | 7.49% | 6.29%Bank of us' RESIDENTIALLY SECURED PERSONAL LOAN | 8.02%of 45 institutions | 12th lowest of 45, level with 3 others |
Rates
Every rate ANZ publishes for this personal loan, 2 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableThe rate displayed is the minimum rate for the product. For information on the range of rates, please visit our Personal Loans product page, contact us on 1800 801 485 or visit your nearest branch. T… | P&I | - | - | 7.49% | 8.18% | - |
| VariableThe rate displayed is the maximum rate for the product. This comparison rate is based on a $30,000 Personal Loan for a five year term. This rate is applicable for unsecured loans only. WARNING: This… | P&I | - | - | 21.99% | 22.56% | - |
Fees
3 fees published, grouped by when they're charged.
- When you take it out$150Loan Approval Fee
- While you hold it$10 a monthLoan Administration Charge
- When you close it or pay it offNo fee published
When you take it out1
- Loan Approval Fee$150
While you hold it1
- Loan Administration Charge
$10 per month, charged at the end of each quarter
$10 a month
When particular things happen1
- Late Payment Fee
For ANZ Variable and Fixed Rate Personal Loans: this fee is charged for every month when all or part of the loan repayment hasn't been paid for five days or more. It's also charged every subsequent 3…
$20
Features
Eligibility and limits
- Minimum age 18
- Residency: Be an Australian citizen, permanent resident or have a valid visa
- Minimum income $15,000
- Amount $5,000 to $75,000
- Sole / Joint applicant
Compare it with others
Put this product through a calculator
Published by ANZ under the Consumer Data Right, last changed by them on 15 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.