St. George Bank
Unsecured Variable Personal Loan
Our unsecured loan offering to meet your requirement for car, renovation, consolidation of debt or something else.
Personal loansBank updated 29 July 2026
At a glance
- Variable
- 7.00% · 8.41% comparison
- Loan size
- $2,000 to $50,000
- Upfront fee
- $250
- Monthly fee
- $15
§ 01 — Rates · 2
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable1-7 years of flexible loan term | P&I | — | — | 7.00% | 8.41% | Not relevant to product |
| VariableMaximum Interest rate charged for the product. 1-7 years of flexible loan term | P&I | — | — | 21.99% | 23.28% | Not relevant to product |
§ 02 — Fees · 8
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Bank Cheque Fee | Event | $10 | — | — |
| Redraw Fee | Event | No fee | — | — |
| Loan Discharge Fee - After 12 Months | Exit | $100 | — | Loan Discharge Fee Waiver - After 12 Months |
| Loan Discharge Fee - Within 12 Months | Exit | $150 | — | Loan Discharge Fee Waiver - Within 12 Months |
| Missed Payment Fee | Late payment | $15 | — | — |
| Monthly Loan Account Fee | Periodic | $15 | Every 1 mo | — |
| Processing Fee | Transaction | $3 | — | Payable each time you make any repayment on your loan over the counter in a branch or by cash or cheque |
| Lending Establishment Fee | Upfront | $250 | — | — |
§ 03 — Features
RedrawExtra repaymentsDigital bankingFraud protectionRelationship manager
- · $0 Exit fee - You're in control with the choice to repay your loan when you want.
- · Borrow $2K-$50K: Choose a loan amount between $2,000 and $50,000
- · Loan terms to fit your budget: Set your repayments however you want, with your choice of 1 to 7 year loan terms.
- · Pay your way: Match your pay day with weekly, fortnightly and monthly repayment options
- · Funds within 60 minutes: After final approval, accept your online contract and funds will be transferred within the hour if you?re already with us
- · Internet and Phone banking : Includes the Security, Stopping or altering payments, Scheduled transactions and payments , Other transactions and payments, Faults and service difficulties
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Be an Australian or New Zealand citizen OR be an Australian permanent resident and hold an�acceptable visa
- · Amount $2,000 to $50,000
- · Be a non-resident or migrant and hold an�acceptable visa with a minimum 1 year before expiry
- · Have a fixed, verifiable Australian address
- · Receive a regular, verifiable Australian taxable income
- · 1-7 years of flexible loan term
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by St.George Bank under the Consumer Data Right, last changed by them on 29 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.