UniBank
All Purpose Personal Loan
Pay for your holiday, wedding or get your debt (up to $50K) under control with a personal loan.
Personal loansBank updated 23 July 2026
At a glance
- Variable
- 11.99% · 12.14% comparison
- Loan size
- $4,000 to $80,000
- Upfront fee
- $150
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | P&I | — | $4,000–$80,000 | 11.99% | 12.14% | — |
§ 02 — Fees · 1
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| APPLICATION_FEE | Upfront | $150 | — | This fee is applicable when the loan is funded. Personal Loan Application Fee Waiver |
§ 03 — Features
RedrawDigital banking
- · No ongoing fees
- · Make extra repayments
- · Choose weekly, fortnightly or monthly repayments
- · A competitive variable interest rate
- · Debt consolidation, You can borrow up to $50,000 to consolidate your debts
- · No fee for early repayment
- · Ability to make lump sum payments
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Individuals must be citizens or permanent residents of Australia.
- · Available to individuals
- · Amount $4,000 to $80,000
- · You must be a member. Membership is open to current or retired employees, graduates and post-graduates and current students of an Australian university or family members of members (i.e. shareholders…
- · All applications for credit are subject to responsible lending criteria. Fees and charges apply. You can find our Consumer Lending terms and conditions online or from any of our offices.
§ 06 — Run the numbers
Put this product through a calculator
Published by UniBank under the Consumer Data Right, last changed by them on 23 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.