Credit Union SAVariable Rate Personal Loan
Our Variable Rate Personal Loan is an unsecured personal loan. It is an unsecured personal loan. The minimum loan amount is $5,000 and a maximum loan amount of $50,000.
At a glance
- Variable
- 13.60%14.12% comparison
- Loan size
- $5,000 to $50,000
- Upfront fee
- $350
How it compares
This personal loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This personal loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Personal loanLowest advertised rate, fixed or variable, leaving out car loans | 13.60% | 5.80%Plenti Personal Loan | 7.96%of 68 institutions | 65th lowest of 68 |
| Variable personal loanMoves with the lender's rates | 13.60% | 6.29%Bank of us' RESIDENTIALLY SECURED PERSONAL LOAN | 8.02%of 45 institutions | 42nd lowest of 45 |
Rates
The one rate Credit Union SA publishes for this personal loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | P&I | - | - | 13.60% | 14.12% | - |
Fees
2 fees published, grouped by when they're charged.
When you take it out1
- Personal loan application$350
When particular things happen1
- Increase to an existing personal loan
Increase of existing Green loan application fee is waived for Credit Union SA members with existing Credit Union SA Home Loans Establishment fee is waived for any employee of the education community and students carrying out studies in education and eligible family members (these are parents, children, grandparents, grandchi…
$350
Features
- Unlimited extra repayments
- Early repayment (no penalty)
Eligibility and limits
- Amount $5,000 to $50,000
Compare it with others
Put this product through a calculator
Published by Credit Union SA under the Consumer Data Right, last changed by them on 29 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.