The Finance Algorithm
Credit Union SA

Variable Rate Personal Loan

Our Variable Rate Personal Loan is an unsecured personal loan. It is an unsecured personal loan. The minimum loan amount is $5,000 and a maximum loan amount of $50,000.

Personal loansBank updated 29 June 2026
At a glance
Variable
13.60% · 14.12% comparison
Loan size
$5,000 to $50,000
Upfront fee
$350
§ 01 — Rates · 1
TypeApplies toTermBandRateComparisonConditions
VariableP&I13.60%14.12%
§ 02 — Fees · 2
FeeTypeAmountWhenNotes
Increase to an existing personal loanEvent$350Increase of existing Green loan application fee is waived for Credit Union SA members with existing Credit Union SA Home Loans Establishment fee is waived for any employee of the education community and students carrying out studies in education and eligible family members (these are parents, children, grandparents, grandchi…
Personal loan applicationUpfront$350
§ 03 — Features
Redraw
  • · Unlimited extra repayments
  • · Early repayment (no penalty)
§ 04 — Eligibility & limits
  • · Amount $5,000 to $50,000

Published by Credit Union SA under the Consumer Data Right, last changed by them on 29 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.