Credit Union SAFixed Rate Personal Loan
Our Fixed Rate Personal Loan is available when secured by a vehicle aged 10 years and less. The minimum loan amount is $5,000. The interest rate of this product is fixed for the life of the loan up to a maximum of 7 years. Principal and interest repayments. Available for any consumer purpose.
At a glance
- Fixed
- 10.24%10.74% comparison
- Loan size
- $5,000 to $100,000
- Upfront fee
- $350
How it compares
This personal loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This personal loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Personal loanLowest advertised rate, fixed or variable, leaving out car loans | 10.24% | 5.80%Plenti Personal Loan | 7.96%of 68 institutions | 55th lowest of 68 |
| Fixed personal loanRepayments stay the same for the term | 10.24% | 5.80%Plenti Personal Loan | 7.96%of 42 institutions | 34th lowest of 42 |
Rates
The one rate Credit Union SA publishes for this personal loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | P&I | 7 yrs fixed | - | 10.24% | 10.74% | - |
Rate changes
One change logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 16 Oct 2026 | Fixed, P&I, 7 yrs fixed | 9.99% | 10.24% | up 0.25 |
Each change is logged the night it appears in the rates Credit Union SA publishes. See how every lender answered the RBA on the rate tracker.
Fees
2 fees published, grouped by when they're charged.
When you take it out1
- Personal loan application$350
When particular things happen1
- Increase to an existing personal loan
Increase of existing Green loan application fee is waived for Credit Union SA members with existing Credit Union SA Home Loans Establishment fee is waived for any employee of the education community and students carrying out studies in education and eligible family members (these are parents, children, grandparents, grandchi…
$350
Features
- Unlimited extra repayments
- Early repayment (no penalty)
Eligibility and limits
- Amount $5,000 to $100,000
Compare it with others
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Published by Credit Union SA under the Consumer Data Right, last changed by them on 15 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.