Credit Union SA
Special Fixed Rate Personal Loan
Our Special Fixed Rate Personal Loan is available when secured by a new or used vehicle aged 5 years and less. The minimum loan amount is $15,000. The interest rate of this product is fixed for the life of the loan up to a maximum of 7 years. Principal and interest repayments. Available for any consumer purpose.
Personal loansBank updated 3 Sept 2026
At a glance
- Fixed
- 7.99% · 8.48% comparison
- Loan size
- $15,000 to $100,000
- Upfront fee
- $350
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | P&I | 7 yrs fixed | — | 7.99% | 8.48% | — |
§ 02 — Fees · 2
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Increase to an existing personal loan | Event | $350 | — | Increase of existing Green loan application fee is waived for Credit Union SA members with existing Credit Union SA Home Loans Establishment fee is waived for any employee of the education community and students carrying out studies in education and eligible family members (these are parents, children, grandparents, grandchi… |
| Personal loan application | Upfront | $350 | — | — |
§ 03 — Features
Redraw
- · Unlimited extra repayments
- · Early repayment (no penalty)
§ 04 — Eligibility & limits
- · Amount $15,000 to $100,000
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Credit Union SA under the Consumer Data Right, last changed by them on 3 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.