IMB BankUnsecured Personal loan
Get what you want sooner with an IMB Unsecured Personal Loan. No security required, no ongoing account keeping fees and borrow up to $50,000
Personal loansBank updated 22 Sept 2026
At a glance
- Fixed
- 9.24%9.60% comparison
- Loan size
- $2,000 to $50,000
- Upfront fee
- $250
How it compares
This personal loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This personal loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Personal loanLowest advertised rate, fixed or variable, leaving out car loans | 9.24% | 5.80%Plenti Personal Loan | 7.96%of 68 institutions | 47th lowest of 68 |
| Fixed personal loanRepayments stay the same for the term | 9.24% | 5.80%Plenti Personal Loan | 7.96%of 42 institutions | 30th lowest of 42 |
Rates
The one rate IMB Bank publishes for this personal loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| FixedThis comparison rate is based on a loan amount of $30,000 for a term of 5 years | P&I | - | - | 9.24% | 9.60% | - |
Fees
One fee published, grouped by when they're charged.
When you take it out1
- Loan Application Fee$250
Features
Extra repaymentsDigital bankingFraud protection
- Direct Credit is available on this account type.
- Receive Electronic Funds Transfers (EFT) to this account type.
- IMB boasts an extensive branch network throughout the Illawarra, Sydney, NSW South Coast, the ACT and Melbourne.
- IMB consultants are available Monday to Friday 8am - 8pm and Saturday 9am - 4pm
- Receive only
- IMB's Phone Banking Service gives you 24 hour access to your accounts from any touchphone.
Eligibility and limits
- Minimum age 18
- Residency: Borrowers must be Australian Citizens or permanent residents.
- Available to individuals
- Amount $2,000 to $50,000
- Lending Criteria apply
Compare it with others
Put this product through a calculator
Published by IMB Bank under the Consumer Data Right, last changed by them on 22 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.