Liberty Financial
Unsecured personal loan
Unsecured personal loans
Personal loansBank updated 20 Aug 2025
At a glance
- Fixed
- 6.30% · 6.30% comparison
- Loan size
- $5,000 to $80,000
- Upfront fee
- $0
- Monthly fee
- $0
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| FixedUnsecured personal loan interest rates will range from 6.30% p.a. to 19.99% p.a. and will depend on our assessment criteria and the personal loan product you qualify for. Comparison rates range from… | P&I | — | — | 6.30% | 6.30% | — |
§ 02 — Fees · 5
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Discharge fee | Exit | No fee | — | — |
| Early repayment fee | Exit | No fee | — | — |
| Early termination fee | Exit | No fee | — | — |
| Ongoing fee | Periodic | No fee | Every 1 mo | Other fees and charges may apply, such as dishonour and late fees. |
| Establishment fee | Upfront | No fee | — | This fee ranges from between 0% to 5.50% of the loan amount, depending on your risk band. The fee is capped at $950. |
§ 03 — Features
Extra repayments
- · Simple online application process
- · Loan terms of 3, 5 or 7 years
- · Repayments weekly, fortnightly, monthly
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Australian resident
- · Employment: Employed
- · Minimum income $20,000
- · Amount $5,000 to $80,000
- · Majority of income cannot be from Government benefits
- · Loan terms of 3, 5 or 7 years
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Liberty Financial under the Consumer Data Right, last changed by them on 20 Aug 2025. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.