LCASecured Fixed Caravan Loan (Private Sale)
loans.com.au's Fixed Secured Caravan Loan offers a simple, competitive fixed rate with set repayments to help you finance your next vehicle with confidence. Choose a fixed term from 3 to 7 years, with finance available for new or used caravans up to 7 years old purchased from a private seller.
At a glance
- Fixed
- 9.04%10.31% comparison
- Loan size
- $10,000 to $150,000
- Upfront fee
- $500
- Monthly fee
- $8
How it compares
This personal loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This personal loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Personal loanLowest advertised rate, fixed or variable, leaving out car loans | 9.04% | 5.80%Plenti Personal Loan | 7.96%of 68 institutions | 47th lowest of 68 |
| Fixed personal loanRepayments stay the same for the term | 9.04% | 5.80%Plenti Personal Loan | 7.96%of 42 institutions | 30th lowest of 42 |
Rates
Every rate LCA publishes for this personal loan, 4 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| FixedFixed terms are available for the duration of the loan term, from a minimum of 3 years up to a maximum of 7 years | P&I | 7 yrs fixed | - | 9.04% | 10.31% | Eligible rate for used caravans no older than 3 years. |
| FixedFixed terms are available for the duration of the loan term, from a minimum of 3 years up to a maximum of 7 years | P&I | 7 yrs fixed | - | 9.14% | 10.41% | Eligible rate for used caravans no older than 5 years |
| FixedFixed terms are available for the duration of the loan term, from a minimum of 3 years up to a maximum of 7 years | P&I | 7 yrs fixed | - | 9.44% | 10.71% | Eligible rate for used caravans no older than 7 years |
| Penalty | P&I | - | - | 1.50% | - | Additional loading for borrowers with a low credit profile. |
Fees
3 fees published, grouped by when they're charged.
- When you take it out$500Application Fee
- While you hold it$8 a monthMonthly Fee
- When you close it or pay it off$500 to $700Fixed Rate Early Exit Fee
When you take it out1
- Application Fee$500
While you hold it1
- Monthly Fee
A fee charged monthly on the anniversary of the loan settlement.
$8 a month
When you close it or pay it off1
- Fixed Rate Early Exit Fee
Exit fee is waived if the loan runs to full term or is repaid within the final 12 months of the term. A $500 exit fee applies if the loan is repaid after the first two years, and a $700 exit fee appl…
$500 to $700
Features
Eligibility and limits
- Minimum age 18
- Residency: Are Australian or New Zealand citizens living and working in either Australia or New Zealand, or are Permanent Residents of Australia living and working in Australia.
- Amount $10,000 to $150,000
- Where the asset being used to secure the loan is a caravan, the borrower/s must be a home owner.
- The loan term must be at least 3 years.
- The loan term cannot exceed 7 years. The maximum loan term for vehicles over 7 years old is 5 years.
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Published by loans.com.au under the Consumer Data Right, last changed by them on 7 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.