The Finance Algorithm
Central Murray Credit Union Limited logoCentral Murray Credit Union Limited

GST ACCOUNT

GST ACCOUNT

Savings & transaction accountsBank updated 31 July 2026
Product page ↗Fees and pricing ↗Terms ↗

At a glance

Base rate
0.01%

How it compares

This account in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

This account: 0.01%Every other institution's highest, 60 in all

Paid whatever you deposit or spend. One dot per institution, at its highest savings rate with no bonus conditions anyone can apply for; hover or tap a dot for its name.

RateThis accountBest anywhereTypical institutionWhere it sits
No bonus conditionsPaid whatever you deposit or spend0.01%4.80%MoveBank's Online Saver2.25%of 61 institutions56th highest of 61, level with 5 others

Rates

Every rate Central Murray Credit Union Limited publishes for this account, 4 in all.

TypeApplies toTermBandRateComparisonConditions
Variable--up to $5,0000.01%-paid every 12 yrs
Variable--$20,000–$50,0000.01%-paid every 12 yrs
Variable--$5,000–$20,0000.01%-paid every 12 yrs
Variable--$50,000+0.05%-paid every 12 yrs

Fees

20 fees published, grouped by when they're charged.

While you hold it1

  • VISA_SERVICE_FEE
    $3

When you make a transaction17

  • DUPLICATE_DEPOSIT_BOOK
    $5
  • ATM_TRANSACTIONS
    $0.75
  • BUSINESS_CHEQUE_DEPOSIT_FEE
    $0.80
  • DECLINED_ATM_FEE
    $0.75
  • DECLINED_EFTPOS_FEE
    $0.75
  • DIRECT_DEBIT_DISHONOUR
    $10
  • DIRECT_DEBIT_PROCESSING
    $0.20
  • DIRECT_DEBIT_VIA_MEMBER_CHEQUING
    $5
  • EFTPOS_CHARGE
    $0.75
  • FUTURE_DATED_BPAY
    $0.50
  • FUTURE_DATED_EFT_-_EXTERNAL
    $0.50
  • FUTURE_DATED_OSKO
    $0.20
  • OTC_BPAY
    $0.50
  • OTC_CASH_WITHDRAWAL
    $2.50
  • OTC_EFT_EXTERNAL
    $0.50
  • OTC_TRANSFERS
    $2.50
  • OVERSEAS_VISA_DEBIT_ATM_WITHDRAWAL
    $5

When particular things happen2

  • CORPORATE_CHEQUE
    $15
  • DEPOSITED_CHEQUE_DISHONOUR_FEE
    $50

Features

Instant paymentsPayID

Eligibility and limits

None published.

Published by Central Murray Bank under the Consumer Data Right, last changed by them on 31 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.