Rabobank
Cash Management Account
The Rabobank Cash Management account, being a flexible savings account with transactional facilities, is designed to help you efficiently manage your day-to-day money.
Savings & transaction accountsBank updated 28 Aug 2026
At a glance
- Base rate
- 0.05%
- Monthly fee
- $0
§ 01 — Rates · 7
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | — | — | up to $10,000 | 0.05% | — | paid every 1 mo |
| Variable | — | — | $10,000–$20,000 | 0.05% | — | paid every 1 mo |
| Variable | — | — | $100,000–$250,000 | 0.05% | — | paid every 1 mo |
| Variable | — | — | $20,000–$50,000 | 0.05% | — | paid every 1 mo |
| Variable | — | — | $250,000–$500,000 | 0.05% | — | paid every 1 mo |
| Variable | — | — | $50,000–$100,000 | 0.05% | — | paid every 1 mo |
| Variable | — | — | $500,000+ | 0.05% | — | paid every 1 mo |
§ 02 — Fees · 10
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| International Emergency Cash (if card lost or stolen) | Event | $175 | — | Charges applied by VISA. |
| Foreign Currency - Telegraphic Transfer (In) Fee | Payment | $10 | — | Fees may be charged by the overseas bank. |
| Foreign Currency - Telegraphic Transfer (Out) Fee | Payment | $30 | — | Fees may be charged by the overseas bank. |
| Same Day Funds Transfer Fee | Payment | $21.50 | — | For Real Time Gross Settlement. |
| Account keeping fee | Periodic | No fee | Every 1 mo | — |
| Debit Interest | Periodic | Varies | Every 1 mo | Interest on debit (negative) balances will be charged as per the corresponding clause(s) in the Rabobank Deposit Accounts Terms and Conditions document. |
| International Replacement VISA Debit Card Fee (if card lost or stolen) | Replacement | $200 | — | Charges applied by VISA. Replacement card delivered to local institution nominated by VISA. |
| Rabobank Internet Banking Token Replacement Fee | Replacement | $100 | — | — |
| Replacement VISA Debit Card Fee (within Australia) | Replacement | $10 | — | Additional courier charge may apply if express delivery required. Courier fees charged are the standard fees for orders of that type to that location. |
| VISA Debit Card Currency Conversion Fee (% of converted amount) | Transaction | 2.85% of transaction | — | Fees may be charged for overseas transactions by the overseas merchant or bank. If a transaction is refunded, fees are not refunded. |
§ 03 — Features
Digital bankingFraud protectionUnlimited transactions
- · From February 1 2012, the Financial Claims Scheme applies to eligible deposits with a balance up to $250,000 per account holder, per Authorised Deposit-taking Institution.
§ 04 — Eligibility & limits
- · Minimum age 18
- · Opening balance $20,000
- · Available for individuals (including Joint applicants), Businesses (including companies and partnerships), Trusts and Self-Managed Superannuation Funds and other forms of business structures that Rab…
§ 05 — Compare
§ 06 — Run the numbers
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Published by Rabobank under the Consumer Data Right, last changed by them on 28 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.