The Finance Algorithm
Rabobank

Rabobank Farm Management Deposit (Variable rate)

Being available to individual primary producers, the Rabobank Farm Management Deposit (FMD) account can enable them set aside surplus pre-tax income from profitable seasons to help out in leaner times.

Savings & transaction accountsBank updated 15 May 2026
At a glance
Base rate
1.90%
Monthly fee
$0
§ 01 — Rates · 3
TypeApplies toTermBandRateComparisonConditions
Variable$1,000–$100,0001.90%paid every 3 mo
Variable$100,000–$500,0001.90%paid every 3 mo
Variable$500,000–$800,0001.90%paid every 3 mo
§ 02 — Fees · 1
FeeTypeAmountWhenNotes
Account keeping feePeriodicNo feeEvery 1 mo
§ 03 — Features
Digital bankingFraud protection
  • · From February 1 2012, the Financial Claims Scheme applies to eligible deposits with a balance up to $250,000 per account holder, per Authorised Deposit-taking Institution.
§ 04 — Eligibility & limits
  • · Available to individuals
  • · Opening balance $1,000
  • · Suitable for farmers (individual primary producers) only.
  • · Applicants who are minors (less than 18 years of age) will be considered if they are a beneficiary of a trust. Rabobank will require an Authorised Signatory who is 18 years or older to operate the Ac…
  • · Funds can only be transferred externally to the linked nominated account.

Published by Rabobank under the Consumer Data Right, last changed by them on 15 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.