RabobankHigh Interest Savings Account
Give your savings a boost with our award winning High Interest Savings Account which offers flexibility and easy access to your money.
At a glance
- Base rate
- 3.40%
- Intro rate
- 6.15% for 4 mo
- Monthly fee
- $0
How it compares
This account in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This account | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| No bonus conditionsPaid whatever you deposit or spend | 3.40% | 4.80%MoveBank's Online Saver | 2.25%of 61 institutions | 19th highest of 61 |
Rates
Every rate Rabobank publishes for this account, 6 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| IntroductoryThe Introductory Variable Rate is available for new customers for 4 months from the day the account is opened, after which the rate will revert to the Standard Variable Rate. Introductory rate is var… | - | 4 mo intro | up to $250,000 | 6.15% | - | paid every 1 mo; The Introductory Variable Rate is available for new customers for 4 months from the day the account is opened, after which the rate will revert to the Standard Variable Rate. Introductory rate is var… |
| VariableStandard Variable Rate | - | - | up to $250,000 | 4.15% | - | paid every 1 mo |
| VariableStandard Variable Rate | - | - | $1,000,000–$2,000,000 | 3.40% | - | paid every 1 mo |
| VariableStandard Variable Rate | - | - | $2,000,000–$3,000,000 | 3.40% | - | paid every 1 mo |
| VariableStandard Variable Rate | - | - | $250,000–$1,000,000 | 3.40% | - | paid every 1 mo |
| VariableStandard Variable Rate | - | - | $3,000,000+ | 3.40% | - | paid every 1 mo |
Rate changes
6 changes logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 14 Oct 2026 | Introductory, 4 mo intro, up to $250,000 | 5.90% | 6.15% | up 0.25 |
| 14 Oct 2026 | Variable, up to $250,000 | 4.00% | 4.15% | up 0.15 |
| 14 Oct 2026 | Variable, $1,000,000–$2,000,000 | 3.25% | 3.40% | up 0.15 |
| 14 Oct 2026 | Variable, $2,000,000–$3,000,000 | 3.25% | 3.40% | up 0.15 |
| 14 Oct 2026 | Variable, $250,000–$1,000,000 | 3.25% | 3.40% | up 0.15 |
| 14 Oct 2026 | Variable, $3,000,000+ | 3.25% | 3.40% | up 0.15 |
Each change is logged the night it appears in the rates Rabobank publishes. See how every lender answered the RBA on the rate tracker.
Fees
One fee published, grouped by when they're charged.
While you hold it1
- Account keeping feeNo fee
Features
- From February 1 2012, the Financial Claims Scheme applies to eligible deposits with a balance up to $250,000 per account holder, per Authorised Deposit-taking Institution.
Eligibility and limits
- Minimum age 18
- Residency: Each individual owner of an account must be residing in and tax resident of Australia.
- Available to individuals
- Funds can only be transferred externally to the nominated linked account.
Compare it with others
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Published by Rabobank under the Consumer Data Right, last changed by them on 13 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.