Queensland Country Bank
Personal Loan-Secured
Our secured personal loan might be just what you are looking for if you're looking to buy a used car, boat, caravan, motorcycle or any other worthwhile purchase.
Personal loansBank updated 23 Sept 2026
At a glance
- Variable
- 11.69% · 12.65% comparison
- Loan size
- $1,000 to $150,000
- Upfront fee
- $150
- Monthly fee
- $10
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableComparison Rate calculated on a secured loan of $30,000 over a 5 year term based on monthly repayments. | P&I | — | — | 11.69% | 12.65% | — |
§ 02 — Fees · 8
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Arrears Letter Fee - Default Notice prior to Enforcement | Event | $70 | — | — |
| Arrears Letter Fee - Second Arrears Letter | Event | $40 | — | — |
| In Branch Redraw Fee | Event | $8 | — | — |
| Online Redraw Fee | Event | No fee | — | — |
| Document Fee | Other | Varies | — | Document Fees may apply |
| Other Credit Fees | Other | Varies | — | Refer to our Fees and Charges brochure for information on other fees and charges which may apply. |
| Loan Maintenance Fee | Periodic | $10 | Every 1 mo | Ultimate Home Loan Package |
| Personal Establishment Fee | Upfront | $150 | — | Ultimate Home Loan Package |
§ 03 — Features
RedrawExtra repaymentsDigital banking
- · No deposit required.
- · Loan Terms up to 7 years.
- · Conditional pre-approval available.
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Loans are available to members of the Bank who are permanent residents of Australia and currently live in Australia.
- · Available to individuals
- · Amount $1,000 to $150,000
§ 05 — Compare
§ 06 — Run the numbers
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Published by Queensland Country Bank under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.