Queensland Country Bank
Personal Loan-Reno
Our Reno Loan is an easy cost effective way to finance improvements to your home, such as putting in a pool, or giving the kitchen or bathroom a makeover. A Reno Loan allows home improvements without the need to extend your home loan
Personal loansBank updated 23 Sept 2026
At a glance
- Variable
- 8.99% · 9.85% comparison
- Loan size
- $3,000 to $60,000
- Upfront fee
- $150
- Monthly fee
- $10
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableComparison Rate calculated on an unsecured loan of $30,000 over a 5 year term based on monthly repayments. | P&I | — | — | 8.99% | 9.85% | — |
§ 02 — Fees · 7
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Arrears Letter Fee - Default Notice prior to Enforcement | Event | $70 | — | — |
| Arrears Letter Fee - Second Arrears Letter | Event | $40 | — | — |
| Other Credit Fees | Other | Varies | — | Refer to our Fees and Charges brochure for information on other fees and charges which may apply. |
| Loan Maintenance Fee | Periodic | $10 | Every 1 mo | Ultimate Home Loan Package |
| In Branch Redraw Fee | Transaction | $8 | — | — |
| Online Redraw Fee | Transaction | No fee | — | — |
| Personal Establishment Fee | Upfront | $150 | — | Ultimate Home Loan Package |
§ 03 — Features
RedrawExtra repaymentsDigital banking
- · No deposit required.
- · Loan terms up to 7 years.
- · No security required and no need to extend your home loan.
- · Conditional pre-approval available.
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Loans are available to members of the Bank who are permanent residents of Australia and currently live in Australia.
- · Available to individuals
- · Amount $3,000 to $60,000
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Queensland Country Bank under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.