Queensland Country BankPersonal Loan-Unsecured
Our unsecured personal loan is a flexible option for a variety of purposes. It is a great option to help you finally get away on that well deserved holiday, and can even be used to roll all of your debts into a single, manageable regular repayment.
At a glance
- Variable
- 14.69%15.55% comparison
- Loan size
- $1,000 to $60,000
- Upfront fee
- $150
- Monthly fee
- $10
How it compares
This personal loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This personal loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Personal loanLowest advertised rate, fixed or variable, leaving out car loans | 14.69% | 5.80%Plenti Personal Loan | 7.96%of 68 institutions | 67th lowest of 68 |
| Variable personal loanMoves with the lender's rates | 14.69% | 6.29%Bank of us' RESIDENTIALLY SECURED PERSONAL LOAN | 8.02%of 45 institutions | 43rd lowest of 45 |
Rates
The one rate Queensland Country Bank publishes for this personal loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableComparison Rate calculated on an unsecured loan of $30,000 over a 5 year term based on monthly repayments. | P&I | - | - | 14.69% | 15.55% | - |
Rate changes
One change logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 15 Oct 2026 | Variable, P&I | 14.44% | 14.69% | up 0.25 |
Each change is logged the night it appears in the rates Queensland Country Bank publishes. See how every lender answered the RBA on the rate tracker.
Fees
7 fees published, grouped by when they're charged.
- When you take it out$150Personal Establishment Fee
- While you hold it$10 a monthLoan Maintenance Fee
- When you close it or pay it offNo fee published
When you take it out1
- Personal Establishment Fee
Ultimate Home Loan Package
$150
While you hold it1
- Loan Maintenance Fee
Ultimate Home Loan Package
$10 a month
When particular things happen4
- Arrears Letter Fee - Default Notice prior to Enforcement$70
- Arrears Letter Fee - Second Arrears Letter$40
- In Branch Redraw Fee$8
- Online Redraw FeeNo fee
Other fees1
- Other Credit Fees
Refer to our Fees and Charges brochure for information on other fees and charges which may apply.
Varies
Features
- No deposit required.
- Loan Terms up to 5 years
- Conditional pre-approval available.
Eligibility and limits
- Minimum age 18
- Residency: Loans are available to members of the Bank who are permanent residents of Australia and currently live in Australia.
- Available to individuals
- Amount $1,000 to $60,000
Compare it with others
Put this product through a calculator
Published by Queensland Country Bank under the Consumer Data Right, last changed by them on 15 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.