RACQ BankDebt Consolidation Loan
We can consolidate your debt into one, easy to manage unsecured debt consolidation loan.
At a glance
- Variable
- 12.99%13.17% comparison
- Loan size
- $3,000 to $60,000
- Upfront fee
- $120
How it compares
This personal loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This personal loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Personal loanLowest advertised rate, fixed or variable, leaving out car loans | 12.99% | 5.80%Plenti Personal Loan | 7.96%of 68 institutions | 65th lowest of 68 |
| Variable personal loanMoves with the lender's rates | 12.99% | 6.29%Bank of us' RESIDENTIALLY SECURED PERSONAL LOAN | 8.02%of 45 institutions | 41st lowest of 45 |
Rates
The one rate RACQ Bank publishes for this personal loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableAvailable for new lending only. | P&I | - | - | 12.99% | 13.17% | - |
Fees
2 fees published, grouped by when they're charged.
When you take it out1
- Document Preparation Fee
Document Preparation Fee includes document generation, distribution of documents, verification of documents and verification of search requirements.
$120
When particular things happen1
- Default Enforcement Expenses
May apply if enforcement services are required as part of default administration.
Varies
Features
Eligibility and limits
- Minimum age 18
- Residency: Must be an Australian Resident
- Available to individuals
- Amount $3,000 to $60,000
Compare it with others
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Published by RACQ Bank under the Consumer Data Right, last changed by them on 13 Mar 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.