RACQ Bank
Debt Consolidation Loan
We can consolidate your debt into one, easy to manage unsecured debt consolidation loan.
Personal loansBank updated 13 Mar 2026
At a glance
- Variable
- 12.99% · 13.17% comparison
- Loan size
- $3,000 to $60,000
- Upfront fee
- $120
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableAvailable for new lending only. | P&I | — | — | 12.99% | 13.17% | — |
§ 02 — Fees · 2
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Default Enforcement Expenses | Event | Varies | — | May apply if enforcement services are required as part of default administration. |
| Document Preparation Fee | Upfront | $120 | — | Document Preparation Fee includes document generation, distribution of documents, verification of documents and verification of search requirements. |
§ 03 — Features
Instant paymentsDigital banking
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Must be an Australian Resident
- · Available to individuals
- · Amount $3,000 to $60,000
§ 06 — Run the numbers
Put this product through a calculator
Published by RACQ Bank under the Consumer Data Right, last changed by them on 13 Mar 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.