Regional Australia Bank
Personal Touch Loan
A great unsecured personal loan rate, along with the service and support that gives Regional Australia Bank the personal touch!
Personal loansBank updated 29 June 2026
At a glance
- Variable
- 10.24% · 11.60% comparison
- Loan size
- $8,000 to no maximum
- Upfront fee
- $195
- Monthly fee
- $0
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableInterest is per annum (p.a.). The Comparison rate is calculated on an unsecured loan amount of $10,000 over a term of 3 years. WARNING: This comparison rate is true only for the example given and may… | P&I | — | — | 10.24% | 11.60% | — |
§ 02 — Fees · 3
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| PPSR check fee | Event | $26 | — | Applies when a PPSR check is required. |
| Monthly Service Fee | Periodic | No fee | Every 1 mo | — |
| Approval Fee | Upfront | $195 | — | Applied on approval of your Personal or Car loan, prior to the initial drawdown. |
§ 03 — Features
RedrawDigital banking
- · No Monthly Service Fee
- · Flexible repayment options give you the ability to make repayments Weekly, Fortnightly, or Monthly.
- · Ability to make extra payments or repay the loan in full early at no cost.
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Australian Resident
- · Employment: Ongoing Employment
- · Amount $8,000 to no maximum
- · Product is available to approved borrowers only. Terms, conditions, fees, charges and normal lending criteria apply.
- · As a customer-owned bank, customers must also become a shareholder of Regional Australia Bank to be eligible to open an account.
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Regional Australia Bank under the Consumer Data Right, last changed by them on 29 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.