Regional Australia Bank
Personal Loan
All-purpose Personal Loan for quick and easy funds when you need them.
Personal loansBank updated 30 Apr 2026
At a glance
- Variable
- 15.99% · 17.40% comparison
- Loan size
- $500 to no maximum
- Upfront fee
- $195
- Monthly fee
- $0
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableInterest is per annum (p.a.). The Comparison rate is calculated on a secured loan amount of $10,000 over a term of 3 years. WARNING: This comparison rate is true only for the example given and may no… | — | — | — | 15.99% | 17.40% | — |
§ 02 — Fees · 3
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| PPSR check fee | Event | $26 | — | Applies when a PPSR check is required. |
| Monthly Service Fee | Periodic | No fee | Every 1 mo | — |
| Approval Fee | Upfront | $195 | — | Applied on approval of your Personal or Car loan, prior to the initial drawdown. |
§ 03 — Features
RedrawDigital banking
- · Secured or unsecured loans available.
- · Flexible repayment options give you the ability to make repayments Weekly, Fortnightly, or Monthly.
- · Ability to make extra payments or repay the loan in full early at no cost.
- · No Monthly Service Fee
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Australian Resident
- · Employment: Ongoing Employment
- · Amount $500 to no maximum
- · Have no recent credit defaults.
- · As a customer-owned bank, customers must also become a shareholder of Regional Australia Bank to be eligible to open an account.
- · Product is available to approved borrowers only. Terms, conditions, fees, charges and normal lending criteria apply.
- · Maximum loan term cannot be greater than 7 years.
§ 05 — Compare
§ 06 — Run the numbers
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Published by Regional Australia Bank under the Consumer Data Right, last changed by them on 30 Apr 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.