Cairns bank
Personal Loan - Secured PPSR
You can use a Cairns Bank secured personal loan for almost anything, including home improvements, the holiday of a lifetime or a car for your children!
Personal loansBank updated 5 June 2026
At a glance
- Variable
- 8.00% · 8.87% comparison
- Loan size
- $3,000 to $50,000
- Upfront fee
- $200
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableSecured by PPSR | P&I | — | — | 8.00% | 8.87% | — |
§ 02 — Fees · 4
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| BANK_CHEQUE_FEE | Event | $12 | — | Payable for each cheque from a Bank (other than Cairns Bank) you request |
| CORPORATE_CHEQUE | Event | $10 | — | — |
| ARREARS_FEE | Periodic | $25 | — | For loans in arrears two month or more |
| APPLICATION_FEE | Upfront | $200 | — | — |
§ 03 — Features
None published.
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Australian Citizen
- · Available to individuals
- · Amount $3,000 to $50,000
§ 06 — Run the numbers
Put this product through a calculator
Published by Cairns bank under the Consumer Data Right, last changed by them on 5 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.