Horizon BankBudget Personal Loan
Use Budget Personal Loan to consolidate debt, purchase new appliances, go on holidays or achieve another financial goal. Benefit from competitive variable interest rates, flexible repayment & more
Personal loansBank updated 23 Oct 2025
At a glance
- Variable
- 9.99%10.13% comparison
- Upfront fee
- $100
How it compares
This personal loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This personal loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Personal loanLowest advertised rate, fixed or variable, leaving out car loans | 9.99% | 5.80%Plenti Personal Loan | 7.96%of 68 institutions | 54th lowest of 68, level with one other |
| Variable personal loanMoves with the lender's rates | 9.99% | 6.29%Bank of us' RESIDENTIALLY SECURED PERSONAL LOAN | 8.02%of 45 institutions | 32nd lowest of 45, level with one other |
Rates
The one rate Horizon Bank publishes for this personal loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableThe comparison rate is calculated on a loan amount of $30,000 over a term of 5 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Differ… | P&I | - | - | 9.99% | 10.13% | - |
Fees
One fee published, grouped by when they're charged.
When you take it out1
- 100_ESTABLISHMENT_FEE$100
Features
RedrawInstant paymentsDigital banking
Eligibility and limits
- Available to individuals
- Minimum balance $500
Compare it with others
Put this product through a calculator
Published by Horizon Bank under the Consumer Data Right, last changed by them on 23 Oct 2025. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.