Transport Mutual Credit Union LtdCREDIT CARD CRUSHER
CREDIT CARD CRUSHER
Personal loansBank updated 12 May 2026
At a glance
- Variable
- 12.14%12.46% comparison
- Loan size
- $1,000 to $30,000
- Upfront fee
- $195
How it compares
This personal loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This personal loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Personal loanLowest advertised rate, fixed or variable, leaving out car loans | 12.14% | 5.80%Plenti Personal Loan | 7.96%of 68 institutions | 64th lowest of 68 |
| Variable personal loanMoves with the lender's rates | 12.14% | 6.29%Bank of us' RESIDENTIALLY SECURED PERSONAL LOAN | 8.02%of 45 institutions | 41st lowest of 45 |
Rates
The one rate Transport Mutual Credit Union Ltd publishes for this personal loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | P&I | - | - | 12.14% | 12.46% | - |
Fees
4 fees published, grouped by when they're charged.
When you take it out1
- PERSONAL_LOAN$195
When you make a transaction1
- AGENT_SOLICITOR_COLLECTION_COSTS100.00% of transaction
When particular things happen2
- ARREARS_FEE-ARREARS_FEE_LETTER_2$25
- ARREARS_FEE$10
Features
RedrawExtra repayments
Eligibility and limits
- Residency: Must be Australian Citizen or Permanent Resident
- Available to individuals
- Amount $1,000 to $30,000
Compare it with others
Put this product through a calculator
Published by TMCU under the Consumer Data Right, last changed by them on 12 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.