Medibank Comprehensive Extras
An extras policy from Medibank.
Premiums for every state, cover type and excess this policy is sold with, and what it covers, from the statement Medibank files with the government. Monthly, before the rebate and any Lifetime Health Cover loading.
From
Single, TAS, no excess, before the rebate.
- Medicare levy surcharge
- Does not exempt you
- Ambulance
- Emergency only, call-out fees included, no limit
- Who can join
- Anyone
The Private Health Information Statement for this price, on PrivateHealth.gov.au.
Against every other extras policy in NSW & ACT
Single cover, counting policies anyone can buy. Further right covers more services, higher up costs more.
It covers 24 services for $80.40 a month. Of the 214 other policies, 121 cost less and 23 cover more services.
Monthly premium by state and cover type
NSW prices also apply in the ACT. Each price in the tables opens its official Private Health Information Statement on PrivateHealth.gov.au, with a PDF to download.
Single premium in each state
To the nearest dollar, a month before the rebate. The tables below have every price to the cent.
No excess
| State | Single | Couple | Family | Single parent | Extended family | Extended single parent |
|---|---|---|---|---|---|---|
| NSW & ACT | $80.40 | $160.80 | $164.80 | $152.80 | $217.40 | $160.80 |
| VIC | $77.90 | $155.80 | $159.60 | $147.90 | $210.30 | $155.80 |
| QLD | $63.70 | $127.40 | $130.50 | $121.00 | $172.10 | $127.40 |
| SA | $69.35 | $138.70 | $142.10 | $131.70 | $187.60 | $138.70 |
| WA | $63.20 | $126.40 | $129.50 | $120.00 | $170.80 | $126.40 |
| TAS | $55.05 | $110.10 | $112.80 | $104.60 | $149.00 | $110.10 |
| NT | $61.95 | $123.90 | $126.90 | $117.70 | $167.50 | $123.90 |
Pays towards 24 of 27 standard services
Yearly limits, per person, against the typical policy
- General dental$800typical policy $800
- Major dentalshared with endodontic (root canals)$500typical policy $1,000
- Optical$200typical policy $220
- Physiotherapy$300typical policy $450
- Chiropracticshared with osteopathy$200typical policy $400
- Psychology$400typical policy $400
What it pays on common claims, against the typical policy
- Periodic oral exam (item 012)$23.50typical policy $35.20
- Scale and clean (item 114)$46.00typical policy $66.85
- Full crown, veneered (item 615)$500.00typical policy $773.80
- Single vision lenses and frames100% of the feetypical policy $220.00
- Physiotherapy, first visit$37.70typical policy $42.00
- Psychology, first visit$101.33typical policy $75.00
| Service | Waiting period | Yearly limit, per person | Example benefits (NSW & ACT) |
|---|---|---|---|
| General dentalconditions apply | 2 months | $800 | Periodic oral exam (item 012): $23.50Scale and clean (item 114): $46.00Fluoride treatment (item 121): $14.20Simple extraction (item 322): $113.70 |
| Major dental | 12 months | $500shared with endodontic (root canals) | Full crown, veneered (item 615): $500.00 |
| Endodontic (root canals) | 12 months | $500shared with major dental | Root canal filling (item 417): $105.30 |
| Orthodonticsconditions apply | 12 months | $400, $1,200 lifetime | Braces, upper and lower, with retainer (item 881): 100% |
| Optical | 6 months | $200 | Multifocal lenses and frames: 100%Single vision lenses and frames: 100% |
| Non-PBS medicines | 2 months | $200shared with vaccinations | Non-PBS prescription: $21.00 |
| Physiotherapy | 2 months | $300 | Physiotherapy, first visit: $37.70Physiotherapy, later visit: $31.50 |
| Chiropractic | 2 months | $200shared with osteopathy | Chiropractic, first visit: $41.30Chiropractic, later visit: $28.40 |
| Podiatry | 2 months | $200shared with orthotics | Podiatry, first visit: $33.00Podiatry, later visit: $27.80 |
| Psychology | None | $400 | Psychology, first visit: $101.33Psychology, later visit: $88.11 |
| Acupuncture | 2 months | $200shared with remedial massage, chinese herbal medicine, exercise physiology | Acupuncture, first visit: $27.00Acupuncture, later visit: $20.00 |
| Remedial massage | 2 months | $200shared with acupuncture, chinese herbal medicine, exercise physiology | Remedial massage, first visit: $37.80Remedial massage, later visit: $25.50 |
| Hearing aids | 36 months | $400, 1 every 5 years | Hearing aid: 100% |
| Blood glucose monitors | 24 months | $150, 1 every 3 years | Blood glucose monitor: 100% |
| Chinese herbal medicine | 2 months | $200shared with acupuncture, remedial massage, exercise physiology | Chinese herbal medicine, first visit: $16.00Chinese herbal medicine, later visit: $16.00 |
| Dietetics | 2 months | $200 | Dietetics, first visit: $44.80Dietetics, later visit: $24.60 |
| Exercise physiologyconditions apply | 2 months | $200shared with acupuncture, remedial massage, chinese herbal medicine | Exercise physiology, first visit: $16.00Exercise physiology, later visit: $10.00 |
| Orthoptics | 2 months | $200 | Orthoptics, first visit: $37.50Orthoptics, later visit: $27.50 |
| Health management programsconditions apply | 2 months | $150 | Health management program: $67.00 |
| Occupational therapy | 2 months | $200 | Occupational therapy, first visit: $50.90Occupational therapy, later visit: $30.30 |
| Orthotics | 2 months | $200shared with podiatry | Orthotics: 60% |
| Osteopathy | 2 months | $200shared with chiropractic | Osteopathy, first visit: $41.30Osteopathy, later visit: $28.40 |
| Speech therapy | 2 months | $200 | Speech therapy, first visit: $64.20Speech therapy, later visit: $29.80 |
| Vaccinationsconditions apply | 2 months | $200shared with non-pbs medicines | Vaccination: 100% |
Not covered: audiology, antenatal and postnatal, home nursing.
Other services: Health appliances and external prostheses: $200 annual limit, 2-month waiting period, fixed benefits and various benefit replacement periods apply. Breathing appliances: 12-month waiting period apply. Blood pressure monitors: Has a shared annual limit with blood glucose monitors, a 24-month waiting period and a benefit replacement period of 1 appliance per 36 months apply. Counselling: No waiting period and shares an annual limit with Psychology. Health management: Quit smoking course - $70, Nicotine replacement therapy - $20, Exercise class $11, Gym membership - $100, Personal training session - $15, Weight management class - $10, Weight management course - $67. Must be approved by a health practitioner. Contact Medibank for more information about these other services.
From the insurer: One of Medibank's top extras covers with generous annual limits that apply to each person covered on the membership. Health Screening tests: This service covers tests such as mole mapping (skin checks), bone density tests, MRI’s and retinal scans. A 2-month waiting period applies and pays a fixed benefit.
A 12-month waiting period applies to surgical tooth extraction. Orthodontics has a $400 opening balance then a top up of $200 per year up to a $1200 lifetime limit. Exercise physiology benefit is $16.00 for individual consultations and $10.00 for group consultations. Vaccinations: non-PBS listed flu vaccinations only. Health management: Benefit shown is the benefit paid for an approved weight management course. Different benefit amounts apply to other services under health support benefit. More information can be found at the bottom of the table below.
Example benefits are what the policy pays for that item at a provider without a special arrangement with the insurer; a percentage is of the fee charged. The typical policy is the middle one of the 708 extras policies on the market that aren't sold only through employers.
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Source: PrivateHealth.gov.au data (Private Health Insurance Ombudsman) via data.gov.au, licensed CC BY 3.0 AU. Normalised by The Finance Algorithm from the extract dated 1 Oct 2026, read on 23 Oct 2026.
Premiums are monthly and shown before the Australian Government rebate and any Lifetime Health Cover loading or age-based discount. Confirm the price and the cover with the insurer before you buy; the official statement for every policy is on PrivateHealth.gov.au. This is general information, not advice, and no insurer pays to be listed or ranked here.