Dental - D
An extras policy from Mildura Health Fund.
Premiums for every state, cover type and excess this policy is sold with, and what it covers, from the statement Mildura Health Fund files with the government. Monthly, before the rebate and any Lifetime Health Cover loading.
From
Single, All states, no excess, before the rebate.
- Medicare levy surcharge
- Does not exempt you
- Ambulance
- Not covered
- Who can join
- Anyone
The Private Health Information Statement for this price, on PrivateHealth.gov.au.
Mildura Health Fund's page for this policyAgainst every other extras policy in NSW & ACT
Single cover, counting policies anyone can buy. Further right covers more services, higher up costs more.
It covers 4 services for $40.00 a month. Of the 214 other policies, 35 cost less and 202 cover more services.
Monthly premium by state and cover type
NSW prices also apply in the ACT. Each price in the tables opens its official Private Health Information Statement on PrivateHealth.gov.au, with a PDF to download.
Pays towards 4 of 27 standard services
Yearly limits, per person, against the typical policy
- General dentalshared with major dental, endodontic (root canals), orthodontics$1,050typical policy $800
- Major dentalshared with general dental, endodontic (root canals), orthodontics$1,050typical policy $1,000
What it pays on common claims, against the typical policy
- Periodic oral exam (item 012)$59.85typical policy $35.20
- Scale and clean (item 114)$122.70typical policy $66.85
- Full crown, veneered (item 615)$650.00typical policy $773.80
| Service | Waiting period | Yearly limit, per person | Example benefits (all states) |
|---|---|---|---|
| General dentalconditions apply | 2 months | $1,050shared with major dental, endodontic (root canals), orthodontics | Periodic oral exam (item 012): $59.85Scale and clean (item 114): $122.70Fluoride treatment (item 121): $51.20Simple extraction (item 322): $204.00 |
| Major dentalconditions apply | 2 months | $1,050shared with general dental, endodontic (root canals), orthodontics | Full crown, veneered (item 615): $650.00 |
| Endodontic (root canals)conditions apply | 2 months | $1,050shared with general dental, major dental, orthodontics | Root canal filling (item 417): $199.80 |
| Orthodonticsconditions apply | 24 months | $1,050shared with general dental, major dental, endodontic (root canals) | Braces, upper and lower, with retainer (item 881): $600.00 |
Not covered: optical, non-pbs medicines, physiotherapy, chiropractic, podiatry, psychology, acupuncture, remedial massage, hearing aids, blood glucose monitors, audiology, antenatal and postnatal, chinese herbal medicine, dietetics, exercise physiology, orthoptics, health management programs, home nursing, occupational therapy, orthotics, osteopathy, speech therapy, vaccinations.
Other services: Includes No Gap preventative dental treatment. Dentures included - full set claimable every 3 years. Members paying by direct debit will receive a 2.5% discount (cheque or savings account only).
$350 benefit limit per person in the first year of dental membership.
Example benefits are what the policy pays for that item at a provider without a special arrangement with the insurer; a percentage is of the fee charged. The typical policy is the middle one of the 708 extras policies on the market that aren't sold only through employers.
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Source: PrivateHealth.gov.au data (Private Health Insurance Ombudsman) via data.gov.au, licensed CC BY 3.0 AU. Normalised by The Finance Algorithm from the extract dated 1 Oct 2026, read on 23 Oct 2026.
Premiums are monthly and shown before the Australian Government rebate and any Lifetime Health Cover loading or age-based discount. Confirm the price and the cover with the insurer before you buy; the official statement for every policy is on PrivateHealth.gov.au. This is general information, not advice, and no insurer pays to be listed or ranked here.