At a glance
- Variable
- 13.00% · 15.15% comparison
- Loan size
- $500 to no maximum
- Upfront fee
- $375
§ 01 — Rates · 3
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | P&I | — | up to $2,999 | 19.50% | 21.73% | Existing cust; Min deposits; New accounts; New customer |
| Variable | P&I | — | $10,000+ | 13.00% | 15.15% | Existing cust; Min deposits; New accounts; New customer |
| Variable | P&I | — | $3,000–$9,999 | 16.50% | 18.69% | Existing cust; Min deposits; New accounts; New customer |
§ 02 — Fees · 10
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Arrears Reminder Fee | Event | $5 | — | — |
| Final Notice of Demand | Event | $40 | — | — |
| Loan Renegotiation Fee | Event | $150 | — | — |
| Manual Arrears Transfer Fee | Event | $5 | — | — |
| Loan Redraw Fee | Transaction | No fee | — | — |
| Loan Redraw Fee | Transaction | $20 | — | — |
| Personal Ln Establishment Fee | Upfront | $300 | — | — |
| PPSR Security Interest Fee | Upfront | $50 | — | — |
| Real Time Transfer/NPP Fee | Upfront | $20 | — | — |
| Settlement Disbursement Fee | Upfront | $5 | — | — |
§ 03 — Features
RedrawExtra repaymentsInstant paymentsDigital banking
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Australia
- · Available to individuals
- · Amount $500 to no maximum
§ 05 — Compare
§ 06 — Run the numbers
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Published by Coastline Bank under the Consumer Data Right, last changed by them on 24 Dec 2025. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.