The Finance Algorithm
Coastline

Unsecured Personal Loan

Unsecured Personal Loan

Personal loansBank updated 24 Dec 2025
At a glance
Variable
13.00% · 15.15% comparison
Loan size
$500 to no maximum
Upfront fee
$375
§ 01 — Rates · 3
TypeApplies toTermBandRateComparisonConditions
VariableP&Iup to $2,99919.50%21.73%Existing cust; Min deposits; New accounts; New customer
VariableP&I$10,000+13.00%15.15%Existing cust; Min deposits; New accounts; New customer
VariableP&I$3,000–$9,99916.50%18.69%Existing cust; Min deposits; New accounts; New customer
§ 02 — Fees · 10
FeeTypeAmountWhenNotes
Arrears Reminder FeeEvent$5
Final Notice of DemandEvent$40
Loan Renegotiation FeeEvent$150
Manual Arrears Transfer FeeEvent$5
Loan Redraw FeeTransactionNo fee
Loan Redraw FeeTransaction$20
Personal Ln Establishment FeeUpfront$300
PPSR Security Interest FeeUpfront$50
Real Time Transfer/NPP FeeUpfront$20
Settlement Disbursement FeeUpfront$5
§ 03 — Features
RedrawExtra repaymentsInstant paymentsDigital banking
§ 04 — Eligibility & limits
  • · Minimum age 18
  • · Residency: Australia
  • · Available to individuals
  • · Amount $500 to no maximum

Published by Coastline Bank under the Consumer Data Right, last changed by them on 24 Dec 2025. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.