At a glance
- Variable
- 13.75%14.86% comparison
- Loan size
- $4,000 to $50,000
- Upfront fee
- $150
How it compares
This personal loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This personal loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Personal loanLowest advertised rate, fixed or variable, leaving out car loans | 13.75% | 5.80%Plenti Personal Loan | 7.96%of 68 institutions | 66th lowest of 68 |
| Variable personal loanMoves with the lender's rates | 13.75% | 6.29%Bank of us' RESIDENTIALLY SECURED PERSONAL LOAN | 8.02%of 45 institutions | 42nd lowest of 45 |
Rates
The one rate Warwick Credit Union publishes for this personal loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | P&I | - | - | 13.75% | 14.86% | - |
Rate changes
One change logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 15 Oct 2026 | Variable, P&I | 13.50% | 13.75% | up 0.25 |
Each change is logged the night it appears in the rates Darling Downs Bank publishes. See how every lender answered the RBA on the rate tracker.
Fees
4 fees published, grouped by when they're charged.
- When you take it out$150AUTO_LOAN_ESTABLISHMENT_FEE
- While you hold itUp to $12.502 fees, each listed below
- When you close it or pay it offNo fee published
When you take it out1
- AUTO_LOAN_ESTABLISHMENT_FEE
Payable on funding of new auto loan
$150
While you hold it2
- LOAN_ARREARS_LETTER_FEE
Charged once a loan has gone into arrears and letters are issue to customers
$12.50 - LOAN_SERVICE_FEE
Payable on personal loans or premium home loans
$7.50
When you make a transaction1
- PPSR_-_REGISTRATION_FEE
Charged on registration of chattel mortgage on funding of loan
$6
Features
- No Early Termination Fee
Eligibility and limits
- Minimum age 18
- Residency: Individuals must be citizens or permanant residents of Australia
- Amount $4,000 to $50,000
- Member of the Credit Union
Compare it with others
Put this product through a calculator
Published by Darling Downs Bank under the Consumer Data Right, last changed by them on 14 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.