First Option BankBEGREEN LOAN
BEGREEN LOAN - Borrowers without a First Option Mortgage
At a glance
- Variable
- 8.99%8.24% comparison
- Loan size
- $2,000 to no maximum
- Upfront fee
- $175
How it compares
This personal loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This personal loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Personal loanLowest advertised rate, fixed or variable, leaving out car loans | 8.99% | 5.80%Plenti Personal Loan | 7.96%of 68 institutions | 44th lowest of 68, level with 2 others |
| Variable personal loanMoves with the lender's rates | 8.99% | 6.29%Bank of us' RESIDENTIALLY SECURED PERSONAL LOAN | 8.02%of 45 institutions | 26th lowest of 45, level with one other |
Rates
The one rate First Option Bank publishes for this personal loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | P&I | - | - | 8.99% | 8.24% | - |
Rate changes
One change logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 21 Oct 2026 | Variable, P&I | 8.74% | 8.99% | up 0.25 |
Each change is logged the night it appears in the rates First Option Bank publishes. See how every lender answered the RBA on the rate tracker.
Fees
2 fees published, grouped by when they're charged.
When you take it out1
- PERSONAL_LOAN_APPLICATION$175
When you make a transaction1
- PERSONAL_LOAN_REDRAW$10
Features
Eligibility and limits
- Minimum age 18
- Residency: Australian Resident
- Available to individuals
- Amount from $2,000, no maximum
Compare it with others
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Published by First Option Bank under the Consumer Data Right, last changed by them on 20 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.