At a glance
- Variable
- 13.99%14.25% comparison
- Loan size
- $2,000 to no maximum
- Upfront fee
- $175
How it compares
This personal loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This personal loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Personal loanLowest advertised rate, fixed or variable, leaving out car loans | 13.99% | 5.80%Plenti Personal Loan | 7.96%of 68 institutions | 66th lowest of 68 |
| Variable personal loanMoves with the lender's rates | 13.99% | 6.29%Bank of us' RESIDENTIALLY SECURED PERSONAL LOAN | 8.02%of 45 institutions | 42nd lowest of 45 |
Rates
The one rate First Option Bank publishes for this personal loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | P&I | - | - | 13.99% | 14.25% | - |
Fees
2 fees published, grouped by when they're charged.
When you take it out1
- PERSONAL_LOAN_APPLICATION$175
When you make a transaction1
- PERSONAL_LOAN_REDRAW$10
Features
RedrawDigital banking
Eligibility and limits
- Minimum age 18
- Residency: Australian Resident
- Available to individuals
- Amount from $2,000, no maximum
Compare it with others
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Published by First Option Bank under the Consumer Data Right, last changed by them on 8 Jan 2025. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.