Dental Extras
An extras policy from St Lukes Health.
Premiums for every state, cover type and excess this policy is sold with, and what it covers, from the statement St Lukes Health files with the government. Monthly, before the rebate and any Lifetime Health Cover loading.
From
Single, TAS, no excess, before the rebate.
- Medicare levy surcharge
- Does not exempt you
- Ambulance
- Not covered
- Who can join
- Anyone
The Private Health Information Statement for this price, on PrivateHealth.gov.au.
St Lukes Health's page for this policyAgainst every other extras policy in TAS
Single cover, counting policies anyone can buy. Further right covers more services, higher up costs more.
It covers 3 services for $48.70 a month. Of the 213 other policies, 62 cost less and 208 cover more services.
Monthly premium by state and cover type
NSW prices also apply in the ACT. Each price in the tables opens its official Private Health Information Statement on PrivateHealth.gov.au, with a PDF to download.
Single premium in each state
To the nearest dollar, a month before the rebate. The tables below have every price to the cent.
Pays towards 3 of 27 standard services
Yearly limits, per person, against the typical policy
- General dental$600typical policy $800
What it pays on common claims, against the typical policy
- Periodic oral exam (item 012)$70.00typical policy $35.20
- Scale and clean (item 114)$134.00typical policy $66.85
- Full crown, veneered (item 615)$0.00typical policy $773.80
| Service | Waiting period | Yearly limit, per person | Example benefits (all states) |
|---|---|---|---|
| General dental | 2 months | $600 | Periodic oral exam (item 012): $70.00Scale and clean (item 114): $134.00Fluoride treatment (item 121): $36.00Simple extraction (item 322): $174.00 |
| Major dental | 12 months | $350 per person **shared with endodontic (root canals) | Full crown, veneered (item 615): $0.00 |
| Endodontic (root canals) | 12 months | $350 per person **shared with major dental | Root canal filling (item 417): $172.00 |
Not covered: orthodontics, optical, non-pbs medicines, physiotherapy, chiropractic, podiatry, psychology, acupuncture, remedial massage, hearing aids, blood glucose monitors, audiology, antenatal and postnatal, chinese herbal medicine, dietetics, exercise physiology, orthoptics, health management programs, home nursing, occupational therapy, orthotics, osteopathy, speech therapy, vaccinations.
Other services: Major Dental only provides cover for Endodontic and Periodontic treatment and does not include cover for Crowns and Bridges, Dentures or Implant Prostheses. Overall annual limit applies for General Dental and Major Dental combined; Combined limit $600 per person per calendar year, in the first year, $1000 per person, per calendar year in subsequent years. ** Annual limit for Major Dental will increase after each year, for the first five years of membership, to a maximum of $650 per person, per calendar year (General Dental limit does not increase each year).
Example benefits are what the policy pays for that item at a provider without a special arrangement with the insurer; a percentage is of the fee charged. The typical policy is the middle one of the 708 extras policies on the market that aren't sold only through employers.
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Source: PrivateHealth.gov.au data (Private Health Insurance Ombudsman) via data.gov.au, licensed CC BY 3.0 AU. Normalised by The Finance Algorithm from the extract dated 1 Oct 2026, read on 23 Oct 2026.
Premiums are monthly and shown before the Australian Government rebate and any Lifetime Health Cover loading or age-based discount. Confirm the price and the cover with the insurer before you buy; the official statement for every policy is on PrivateHealth.gov.au. This is general information, not advice, and no insurer pays to be listed or ranked here.