The Finance Algorithm
MOVE Bank

Offset Home Loan

Offset Home Loan

Home loansBank updated 30 July 2026
At a glance
Variable (owner occ. P&I)
6.19%
Variable (investor P&I)
6.34%
Fixed
1 yr 6.49% · 2 yrs 6.49% · 3 yrs 6.44% · 5 yrs 6.64%
Max LVR
90%
Features
offset, redraw, extra repayments
§ 01 — Rates · 22
TypeApplies toTermBandRateComparisonConditions
Fixed1 year fixed rate term.Investment · Interest only1 yr fixed6.84%
Fixed2 year fixed rate term.Investment · Interest only2 yrs fixed6.84%
Fixed3 year fixed rate term.Investment · Interest only3 yrs fixed6.79%
Fixed5 year fixed rate term.Investment · Interest only5 yrs fixed6.99%
Fixed1 year fixed rate term.Investment · P&I1 yr fixed6.64%
Fixed2 year fixed rate term.Investment · P&I2 yrs fixed6.64%
Fixed3 year fixed rate term.Investment · P&I3 yrs fixed6.59%
Fixed5 year fixed rate term.Investment · P&I5 yrs fixed6.79%
Fixed1 year fixed rate term.Owner occupied · P&I1 yr fixed6.49%
Fixed2 year fixed rate term.Owner occupied · P&I2 yrs fixed6.49%
Fixed3 year fixed rate term.Owner occupied · P&I3 yrs fixed6.44%
Fixed5 year fixed rate term.Owner occupied · P&I5 yrs fixed6.64%
VariableInvestment · Interest only6.54%
VariableInvestment · Interest only6.69%
VariableInvestment · P&I6.34%
VariableInvestment · P&I6.49%
VariableOwner occupied · Interest only6.19%
VariableOwner occupied · Interest only6.39%
VariableOwner occupied · Interest only6.49%
VariableOwner occupied · P&I6.19%
VariableOwner occupied · P&I6.39%
VariableOwner occupied · P&I6.49%
§ 02 — Fees · 1
FeeTypeAmountWhenNotes
Default Notice FeeEvent$50
§ 03 — Features
Offset accountRedrawExtra repayments
§ 04 — Eligibility & limits
  • · Minimum age 18
  • · Amount $1 to $30
  • · Maximum LVR 90%

Published by MoveBank under the Consumer Data Right, last changed by them on 30 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.