Standard Home Loan
Standard Home Loan
Riyadh Financial Services publishes this at the same rates and fees as Bluebay Home Loans's Standard Home Loan, under the same ABN.
Home loansLender updated 5 Nov 2026
At a glance
- Variable (owner occ. P&I)
- 6.69%
- Variable (investor P&I)
- 6.89%
- Fixed
- 1 yr 7.74%, 2 yrs 7.74%, 3 yrs 7.74%, 4 yrs 7.74%, 5 yrs 7.74%
- Max LVR
- 95%
- Annual fee
- $379
- Features
- offset, redraw, extra repayments
How it compares
This home loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This home loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Variable home loanOwner occupier, principal & interest, 80% LVR | 6.79% | 5.93%SCCU's BROKER HOME LOAN | 6.38%of 104 institutions | 85th lowest of 104, level with 2 others |
| 1-year fixed home loanOwner occupier, principal & interest, 80% LVR | 7.84% | 5.99%Northern Inland Credit Union Ltd.'s Value Home Loan - Fixed 12M | 6.59%of 82 institutions | 80th lowest of 82, level with one other |
| 2-year fixed home loanOwner occupier, principal & interest, 80% LVR | 7.84% | 6.09%BankVic's Fixed Rate Home Loan - 2 years | 6.62%of 84 institutions | 80th lowest of 84, level with 3 others |
| 3-year fixed home loanOwner occupier, principal & interest, 80% LVR | 7.84% | 6.24%Credit Union SA's 3-Year Fixed 40 Year Home Loan Package | 6.69%of 80 institutions | 76th lowest of 80, level with one other |
| 5-year fixed home loanOwner occupier, principal & interest, 80% LVR | 7.84% | 6.49%AMB Bank Product's 5 Year Fixed Rate Home Loan | 6.89%of 63 institutions | 59th lowest of 63, level with one other |
| Investor variable home loanInvestment, principal & interest, 80% LVR | 6.99% | 5.94%AAA Financial Corporation's Portfolio Loan | 6.59%of 104 institutions | 81st lowest of 104, level with 2 others |
Rates
Every rate Riyadh Financial Services publishes for this home loan, 192 in all.
Variable and fixed, at 80% LVR
Owner occupier, principal and interest, the lowest rate for each
- Variabletypical 6.38%6.79%
- 1 yr fixedtypical 6.59%7.84%
- 2 yrs fixedtypical 6.62%7.84%
- 3 yrs fixedtypical 6.69%7.84%
- 4 yrs fixed7.84%
- 5 yrs fixedtypical 6.89%7.84%
Variable rate by LVR
Owner occupier, principal and interest, the lowest rate published for each band of the loan's share of the property's value
- ≤60%6.69%
- 60–80%6.79%
- 80–90%6.89%
- 90–95%6.99%
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| FixedMinimum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, Interest only | 1 yr fixed | ≤70% LVR, $50,000–$3,500,000 | 8.14% | - | - |
| FixedMaximum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, Interest only | 1 yr fixed | ≤70% LVR, $50,000–$3,500,000 | 10.24% | - | - |
| FixedMinimum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, Interest only | 1 yr fixed | 70–80% LVR, $50,000–$3,500,000 | 8.24% | - | - |
| FixedMaximum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, Interest only | 1 yr fixed | 70–80% LVR, $50,000–$3,500,000 | 10.34% | - | - |
| FixedMinimum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, Interest only | 1 yr fixed | 80–90% LVR, $50,000–$3,500,000 | 8.34% | - | - |
| FixedMaximum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, Interest only | 1 yr fixed | 80–90% LVR, $50,000–$3,500,000 | 10.44% | - | - |
| FixedMinimum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, Interest only | 1 yr fixed | 90–95% LVR, $50,000–$3,500,000 | 8.44% | - | - |
| FixedMaximum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, Interest only | 1 yr fixed | 90–95% LVR, $50,000–$3,500,000 | 10.54% | - | - |
| FixedMinimum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, Interest only | 2 yrs fixed | ≤70% LVR, $50,000–$3,500,000 | 8.14% | - | - |
| FixedMaximum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, Interest only | 2 yrs fixed | ≤70% LVR, $50,000–$3,500,000 | 10.24% | - | - |
| FixedMinimum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, Interest only | 2 yrs fixed | 70–80% LVR, $50,000–$3,500,000 | 8.24% | - | - |
| FixedMaximum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, Interest only | 2 yrs fixed | 70–80% LVR, $50,000–$3,500,000 | 10.34% | - | - |
| FixedMinimum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Investment, Interest only | 2 yrs fixed | 80–90% LVR, $50,000–$3,500,000 | 8.34% | - | - |
| FixedMaximum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, Interest only | 2 yrs fixed | 80–90% LVR, $50,000–$3,500,000 | 10.44% | - | - |
| FixedMinimum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, Interest only | 2 yrs fixed | 90–95% LVR, $50,000–$3,500,000 | 8.44% | - | - |
| FixedMaximum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, Interest only | 2 yrs fixed | 90–95% LVR, $50,000–$3,500,000 | 10.54% | - | - |
| FixedMinimum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, Interest only | 3 yrs fixed | ≤70% LVR, $50,000–$3,500,000 | 8.14% | - | - |
| FixedMaximum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, Interest only | 3 yrs fixed | ≤70% LVR, $50,000–$3,500,000 | 10.24% | - | - |
| FixedMinimum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, Interest only | 3 yrs fixed | 70–80% LVR, $50,000–$3,500,000 | 8.24% | - | - |
| FixedMaximum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, Interest only | 3 yrs fixed | 70–80% LVR, $50,000–$3,500,000 | 10.34% | - | - |
| FixedMinimum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Investment, Interest only | 3 yrs fixed | 80–90% LVR, $50,000–$3,500,000 | 8.34% | - | - |
| FixedMaximum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, Interest only | 3 yrs fixed | 80–90% LVR, $50,000–$3,500,000 | 10.44% | - | - |
| FixedMinimum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Investment, Interest only | 3 yrs fixed | 90–95% LVR, $50,000–$3,500,000 | 8.44% | - | - |
| FixedMaximum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, Interest only | 3 yrs fixed | 90–95% LVR, $50,000–$3,500,000 | 10.54% | - | - |
| FixedMinimum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, Interest only | 4 yrs fixed | ≤70% LVR, $50,000–$3,500,000 | 8.14% | - | - |
| FixedMaximum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, Interest only | 4 yrs fixed | ≤70% LVR, $50,000–$3,500,000 | 10.24% | - | - |
| FixedMinimum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, Interest only | 4 yrs fixed | 70–80% LVR, $50,000–$3,500,000 | 8.24% | - | - |
| FixedMaximum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, Interest only | 4 yrs fixed | 70–80% LVR, $50,000–$3,500,000 | 10.34% | - | - |
| FixedMinimum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, Interest only | 4 yrs fixed | 80–90% LVR, $50,000–$3,500,000 | 8.34% | - | - |
| FixedMaximum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, Interest only | 4 yrs fixed | 80–90% LVR, $50,000–$3,500,000 | 10.44% | - | - |
| FixedMinimum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Investment, Interest only | 4 yrs fixed | 90–95% LVR, $50,000–$3,500,000 | 8.44% | - | - |
| FixedMaximum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, Interest only | 4 yrs fixed | 90–95% LVR, $50,000–$3,500,000 | 10.54% | - | - |
| FixedMinimum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Investment, Interest only | 5 yrs fixed | ≤70% LVR, $50,000–$3,500,000 | 8.14% | - | - |
| FixedMaximum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, Interest only | 5 yrs fixed | ≤70% LVR, $50,000–$3,500,000 | 10.24% | - | - |
| FixedMinimum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, Interest only | 5 yrs fixed | 70–80% LVR, $50,000–$3,500,000 | 8.24% | - | - |
| FixedMaximum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, Interest only | 5 yrs fixed | 70–80% LVR, $50,000–$3,500,000 | 10.34% | - | - |
| FixedMinimum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, Interest only | 5 yrs fixed | 80–90% LVR, $50,000–$3,500,000 | 8.34% | - | - |
| FixedMaximum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, Interest only | 5 yrs fixed | 80–90% LVR, $50,000–$3,500,000 | 10.44% | - | - |
| FixedMinimum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Investment, Interest only | 5 yrs fixed | 90–95% LVR, $50,000–$3,500,000 | 8.44% | - | - |
| FixedMaximum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, Interest only | 5 yrs fixed | 90–95% LVR, $50,000–$3,500,000 | 10.54% | - | - |
| FixedMinimum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, P&I | 1 yr fixed | ≤70% LVR, $50,000–$3,500,000 | 7.94% | - | - |
| FixedMaximum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, P&I | 1 yr fixed | ≤70% LVR, $50,000–$3,500,000 | 10.04% | - | - |
| FixedMinimum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, P&I | 1 yr fixed | 70–80% LVR, $50,000–$3,500,000 | 8.04% | - | - |
| FixedMaximum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, P&I | 1 yr fixed | 70–80% LVR, $50,000–$3,500,000 | 10.14% | - | - |
| FixedMinimum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, P&I | 1 yr fixed | 80–90% LVR, $50,000–$3,500,000 | 8.14% | - | - |
| FixedMaximum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, P&I | 1 yr fixed | 80–90% LVR, $50,000–$3,500,000 | 10.24% | - | - |
| FixedMinimum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, P&I | 1 yr fixed | 90–95% LVR, $50,000–$3,500,000 | 8.24% | - | - |
| FixedMaximum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, P&I | 1 yr fixed | 90–95% LVR, $50,000–$3,500,000 | 10.34% | - | - |
| FixedMinimum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, P&I | 2 yrs fixed | ≤70% LVR, $50,000–$3,500,000 | 7.94% | - | - |
| FixedMaximum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, P&I | 2 yrs fixed | ≤70% LVR, $50,000–$3,500,000 | 10.04% | - | - |
| FixedMinimum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, P&I | 2 yrs fixed | 70–80% LVR, $50,000–$3,500,000 | 8.04% | - | - |
| FixedMaximum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, P&I | 2 yrs fixed | 70–80% LVR, $50,000–$3,500,000 | 10.14% | - | - |
| FixedMinimum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Investment, P&I | 2 yrs fixed | 80–90% LVR, $50,000–$3,500,000 | 8.14% | - | - |
| FixedMaximum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, P&I | 2 yrs fixed | 80–90% LVR, $50,000–$3,500,000 | 10.24% | - | - |
| FixedMinimum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, P&I | 2 yrs fixed | 90–95% LVR, $50,000–$3,500,000 | 8.24% | - | - |
| FixedMaximum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, P&I | 2 yrs fixed | 90–95% LVR, $50,000–$3,500,000 | 10.34% | - | - |
| FixedMinimum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, P&I | 3 yrs fixed | ≤70% LVR, $50,000–$3,500,000 | 7.94% | - | - |
| FixedMaximum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, P&I | 3 yrs fixed | ≤70% LVR, $50,000–$3,500,000 | 10.04% | - | - |
| FixedMinimum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, P&I | 3 yrs fixed | 70–80% LVR, $50,000–$3,500,000 | 8.04% | - | - |
| FixedMaximum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, P&I | 3 yrs fixed | 70–80% LVR, $50,000–$3,500,000 | 10.14% | - | - |
| FixedMinimum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Investment, P&I | 3 yrs fixed | 80–90% LVR, $50,000–$3,500,000 | 8.14% | - | - |
| FixedMaximum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, P&I | 3 yrs fixed | 80–90% LVR, $50,000–$3,500,000 | 10.24% | - | - |
| FixedMinimum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Investment, P&I | 3 yrs fixed | 90–95% LVR, $50,000–$3,500,000 | 8.24% | - | - |
| FixedMaximum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, P&I | 3 yrs fixed | 90–95% LVR, $50,000–$3,500,000 | 10.34% | - | - |
| FixedMinimum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, P&I | 4 yrs fixed | ≤70% LVR, $50,000–$3,500,000 | 7.94% | - | - |
| FixedMaximum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, P&I | 4 yrs fixed | ≤70% LVR, $50,000–$3,500,000 | 10.04% | - | - |
| FixedMinimum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, P&I | 4 yrs fixed | 70–80% LVR, $50,000–$3,500,000 | 8.04% | - | - |
| FixedMaximum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, P&I | 4 yrs fixed | 70–80% LVR, $50,000–$3,500,000 | 10.14% | - | - |
| FixedMinimum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, P&I | 4 yrs fixed | 80–90% LVR, $50,000–$3,500,000 | 8.14% | - | - |
| FixedMaximum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, P&I | 4 yrs fixed | 80–90% LVR, $50,000–$3,500,000 | 10.24% | - | - |
| FixedMinimum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Investment, P&I | 4 yrs fixed | 90–95% LVR, $50,000–$3,500,000 | 8.24% | - | - |
| FixedMaximum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, P&I | 4 yrs fixed | 90–95% LVR, $50,000–$3,500,000 | 10.34% | - | - |
| FixedMinimum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Investment, P&I | 5 yrs fixed | ≤70% LVR, $50,000–$3,500,000 | 7.94% | - | - |
| FixedMaximum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, P&I | 5 yrs fixed | ≤70% LVR, $50,000–$3,500,000 | 10.04% | - | - |
| FixedMinimum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, P&I | 5 yrs fixed | 70–80% LVR, $50,000–$3,500,000 | 8.04% | - | - |
| FixedMaximum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, P&I | 5 yrs fixed | 70–80% LVR, $50,000–$3,500,000 | 10.14% | - | - |
| FixedMinimum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, P&I | 5 yrs fixed | 80–90% LVR, $50,000–$3,500,000 | 8.14% | - | - |
| FixedMaximum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, P&I | 5 yrs fixed | 80–90% LVR, $50,000–$3,500,000 | 10.24% | - | - |
| FixedMinimum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Investment, P&I | 5 yrs fixed | 90–95% LVR, $50,000–$3,500,000 | 8.24% | - | - |
| FixedMaximum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, P&I | 5 yrs fixed | 90–95% LVR, $50,000–$3,500,000 | 10.34% | - | - |
| FixedMinimum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, Interest only | 1 yr fixed | ≤70% LVR, $50,000–$3,500,000 | 7.94% | - | - |
| FixedMaximum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, Interest only | 1 yr fixed | ≤70% LVR, $50,000–$3,500,000 | 10.04% | - | - |
| FixedMinimum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, Interest only | 1 yr fixed | 70–80% LVR, $50,000–$3,500,000 | 8.04% | - | - |
| FixedMaximum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, Interest only | 1 yr fixed | 70–80% LVR, $50,000–$3,500,000 | 10.14% | - | - |
| FixedMinimum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, Interest only | 1 yr fixed | 80–90% LVR, $50,000–$3,500,000 | 8.14% | - | - |
| FixedMaximum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, Interest only | 1 yr fixed | 80–90% LVR, $50,000–$3,500,000 | 10.24% | - | - |
| FixedMinimum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, Interest only | 1 yr fixed | 90–95% LVR, $50,000–$3,500,000 | 8.24% | - | - |
| FixedMaximum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, Interest only | 1 yr fixed | 90–95% LVR, $50,000–$3,500,000 | 10.34% | - | - |
| FixedMinimum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, Interest only | 2 yrs fixed | ≤70% LVR, $50,000–$3,500,000 | 7.94% | - | - |
| FixedMaximum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, Interest only | 2 yrs fixed | ≤70% LVR, $50,000–$3,500,000 | 10.04% | - | - |
| FixedMinimum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, Interest only | 2 yrs fixed | 70–80% LVR, $50,000–$3,500,000 | 8.04% | - | - |
| FixedMaximum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, Interest only | 2 yrs fixed | 70–80% LVR, $50,000–$3,500,000 | 10.14% | - | - |
| FixedMinimum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, Interest only | 2 yrs fixed | 80–90% LVR, $50,000–$3,500,000 | 8.14% | - | - |
| FixedMaximum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, Interest only | 2 yrs fixed | 80–90% LVR, $50,000–$3,500,000 | 10.24% | - | - |
| FixedMinimum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, Interest only | 2 yrs fixed | 90–95% LVR, $50,000–$3,500,000 | 8.24% | - | - |
| FixedMaximum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, Interest only | 2 yrs fixed | 90–95% LVR, $50,000–$3,500,000 | 10.34% | - | - |
| FixedMinimum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, Interest only | 3 yrs fixed | ≤70% LVR, $50,000–$3,500,000 | 7.94% | - | - |
| FixedMaximum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, Interest only | 3 yrs fixed | ≤70% LVR, $50,000–$3,500,000 | 10.04% | - | - |
| FixedMinimum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, Interest only | 3 yrs fixed | 70–80% LVR, $50,000–$3,500,000 | 8.04% | - | - |
| FixedMaximum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, Interest only | 3 yrs fixed | 70–80% LVR, $50,000–$3,500,000 | 10.14% | - | - |
| FixedMinimum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Owner occupied, Interest only | 3 yrs fixed | 80–90% LVR, $50,000–$3,500,000 | 8.14% | - | - |
| FixedMaximum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, Interest only | 3 yrs fixed | 80–90% LVR, $50,000–$3,500,000 | 10.24% | - | - |
| FixedMinimum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Owner occupied, Interest only | 3 yrs fixed | 90–95% LVR, $50,000–$3,500,000 | 8.24% | - | - |
| FixedMaximum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, Interest only | 3 yrs fixed | 90–95% LVR, $50,000–$3,500,000 | 10.34% | - | - |
| FixedMinimum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, Interest only | 4 yrs fixed | ≤70% LVR, $50,000–$3,500,000 | 7.94% | - | - |
| FixedMaximum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, Interest only | 4 yrs fixed | ≤70% LVR, $50,000–$3,500,000 | 10.04% | - | - |
| FixedMinimum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, Interest only | 4 yrs fixed | 70–80% LVR, $50,000–$3,500,000 | 8.04% | - | - |
| FixedMaximum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, Interest only | 4 yrs fixed | 70–80% LVR, $50,000–$3,500,000 | 10.14% | - | - |
| FixedMinimum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, Interest only | 4 yrs fixed | 80–90% LVR, $50,000–$3,500,000 | 8.14% | - | - |
| FixedMaximum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, Interest only | 4 yrs fixed | 80–90% LVR, $50,000–$3,500,000 | 10.24% | - | - |
| FixedMinimum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Owner occupied, Interest only | 4 yrs fixed | 90–95% LVR, $50,000–$3,500,000 | 8.24% | - | - |
| FixedMaximum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, Interest only | 4 yrs fixed | 90–95% LVR, $50,000–$3,500,000 | 10.34% | - | - |
| FixedMinimum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Owner occupied, Interest only | 5 yrs fixed | ≤70% LVR, $50,000–$3,500,000 | 7.94% | - | - |
| FixedMaximum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, Interest only | 5 yrs fixed | ≤70% LVR, $50,000–$3,500,000 | 10.04% | - | - |
| FixedMinimum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, Interest only | 5 yrs fixed | 70–80% LVR, $50,000–$3,500,000 | 8.04% | - | - |
| FixedMaximum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, Interest only | 5 yrs fixed | 70–80% LVR, $50,000–$3,500,000 | 10.14% | - | - |
| FixedMinimum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, Interest only | 5 yrs fixed | 80–90% LVR, $50,000–$3,500,000 | 8.14% | - | - |
| FixedMaximum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, Interest only | 5 yrs fixed | 80–90% LVR, $50,000–$3,500,000 | 10.24% | - | - |
| FixedMinimum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Owner occupied, Interest only | 5 yrs fixed | 90–95% LVR, $50,000–$3,500,000 | 8.24% | - | - |
| FixedMaximum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, Interest only | 5 yrs fixed | 90–95% LVR, $50,000–$3,500,000 | 10.34% | - | - |
| FixedMinimum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, P&I | 1 yr fixed | ≤70% LVR, $50,000–$3,500,000 | 7.74% | - | - |
| FixedMaximum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, P&I | 1 yr fixed | ≤70% LVR, $50,000–$3,500,000 | 9.84% | - | - |
| FixedMinimum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, P&I | 1 yr fixed | 70–80% LVR, $50,000–$3,500,000 | 7.84% | - | - |
| FixedMaximum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, P&I | 1 yr fixed | 70–80% LVR, $50,000–$3,500,000 | 9.94% | - | - |
| FixedMinimum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, P&I | 1 yr fixed | 80–90% LVR, $50,000–$3,500,000 | 7.94% | - | - |
| FixedMaximum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, P&I | 1 yr fixed | 80–90% LVR, $50,000–$3,500,000 | 10.04% | - | - |
| FixedMinimum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, P&I | 1 yr fixed | 90–95% LVR, $50,000–$3,500,000 | 8.04% | - | - |
| FixedMaximum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, P&I | 1 yr fixed | 90–95% LVR, $50,000–$3,500,000 | 10.14% | - | - |
| FixedMinimum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, P&I | 2 yrs fixed | ≤70% LVR, $50,000–$3,500,000 | 7.74% | - | - |
| FixedMaximum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, P&I | 2 yrs fixed | ≤70% LVR, $50,000–$3,500,000 | 9.84% | - | - |
| FixedMinimum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, P&I | 2 yrs fixed | 70–80% LVR, $50,000–$3,500,000 | 7.84% | - | - |
| FixedMaximum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, P&I | 2 yrs fixed | 70–80% LVR, $50,000–$3,500,000 | 9.94% | - | - |
| FixedMinimum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, P&I | 2 yrs fixed | 80–90% LVR, $50,000–$3,500,000 | 7.94% | - | - |
| FixedMaximum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, P&I | 2 yrs fixed | 80–90% LVR, $50,000–$3,500,000 | 10.04% | - | - |
| FixedMinimum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, P&I | 2 yrs fixed | 90–95% LVR, $50,000–$3,500,000 | 8.04% | - | - |
| FixedMaximum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, P&I | 2 yrs fixed | 90–95% LVR, $50,000–$3,500,000 | 10.14% | - | - |
| FixedMinimum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, P&I | 3 yrs fixed | ≤70% LVR, $50,000–$3,500,000 | 7.74% | - | - |
| FixedMaximum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, P&I | 3 yrs fixed | ≤70% LVR, $50,000–$3,500,000 | 9.84% | - | - |
| FixedMinimum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, P&I | 3 yrs fixed | 70–80% LVR, $50,000–$3,500,000 | 7.84% | - | - |
| FixedMaximum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, P&I | 3 yrs fixed | 70–80% LVR, $50,000–$3,500,000 | 9.94% | - | - |
| FixedMinimum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Owner occupied, P&I | 3 yrs fixed | 80–90% LVR, $50,000–$3,500,000 | 7.94% | - | - |
| FixedMaximum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, P&I | 3 yrs fixed | 80–90% LVR, $50,000–$3,500,000 | 10.04% | - | - |
| FixedMinimum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Owner occupied, P&I | 3 yrs fixed | 90–95% LVR, $50,000–$3,500,000 | 8.04% | - | - |
| FixedMaximum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, P&I | 3 yrs fixed | 90–95% LVR, $50,000–$3,500,000 | 10.14% | - | - |
| FixedMinimum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, P&I | 4 yrs fixed | ≤70% LVR, $50,000–$3,500,000 | 7.74% | - | - |
| FixedMaximum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, P&I | 4 yrs fixed | ≤70% LVR, $50,000–$3,500,000 | 9.84% | - | - |
| FixedMinimum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, P&I | 4 yrs fixed | 70–80% LVR, $50,000–$3,500,000 | 7.84% | - | - |
| FixedMaximum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, P&I | 4 yrs fixed | 70–80% LVR, $50,000–$3,500,000 | 9.94% | - | - |
| FixedMinimum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, P&I | 4 yrs fixed | 80–90% LVR, $50,000–$3,500,000 | 7.94% | - | - |
| FixedMaximum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, P&I | 4 yrs fixed | 80–90% LVR, $50,000–$3,500,000 | 10.04% | - | - |
| FixedMinimum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Owner occupied, P&I | 4 yrs fixed | 90–95% LVR, $50,000–$3,500,000 | 8.04% | - | - |
| FixedMaximum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, P&I | 4 yrs fixed | 90–95% LVR, $50,000–$3,500,000 | 10.14% | - | - |
| FixedMinimum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Owner occupied, P&I | 5 yrs fixed | ≤70% LVR, $50,000–$3,500,000 | 7.74% | - | - |
| FixedMaximum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, P&I | 5 yrs fixed | ≤70% LVR, $50,000–$3,500,000 | 9.84% | - | - |
| FixedMinimum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, P&I | 5 yrs fixed | 70–80% LVR, $50,000–$3,500,000 | 7.84% | - | - |
| FixedMaximum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, P&I | 5 yrs fixed | 70–80% LVR, $50,000–$3,500,000 | 9.94% | - | - |
| FixedMinimum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, P&I | 5 yrs fixed | 80–90% LVR, $50,000–$3,500,000 | 7.94% | - | - |
| FixedMaximum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, P&I | 5 yrs fixed | 80–90% LVR, $50,000–$3,500,000 | 10.04% | - | - |
| FixedMinimum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Owner occupied, P&I | 5 yrs fixed | 90–95% LVR, $50,000–$3,500,000 | 8.04% | - | - |
| FixedMaximum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, P&I | 5 yrs fixed | 90–95% LVR, $50,000–$3,500,000 | 10.14% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, Interest only | - | ≤60% LVR, $50,000–$3,500,000 | 7.09% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, Interest only | - | ≤60% LVR, $50,000–$3,500,000 | 9.19% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, Interest only | - | 60–80% LVR, $50,000–$3,500,000 | 7.19% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, Interest only | - | 60–80% LVR, $50,000–$3,500,000 | 9.29% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, Interest only | - | 80–90% LVR, $50,000–$3,500,000 | 7.29% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, Interest only | - | 80–90% LVR, $50,000–$3,500,000 | 9.39% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, Interest only | - | 90–95% LVR, $50,000–$3,500,000 | 7.39% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, Interest only | - | 90–95% LVR, $50,000–$3,500,000 | 9.49% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, P&I | - | ≤60% LVR, $50,000–$3,500,000 | 6.89% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, P&I | - | ≤60% LVR, $50,000–$3,500,000 | 8.99% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, P&I | - | 60–80% LVR, $50,000–$3,500,000 | 6.99% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, P&I | - | 60–80% LVR, $50,000–$3,500,000 | 9.09% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, P&I | - | 80–90% LVR, $50,000–$3,500,000 | 7.09% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, P&I | - | 80–90% LVR, $50,000–$3,500,000 | 9.19% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, P&I | - | 90–95% LVR, $50,000–$3,500,000 | 7.19% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, P&I | - | 90–95% LVR, $50,000–$3,500,000 | 9.29% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, Interest only | - | ≤60% LVR, $50,000–$3,500,000 | 6.89% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, Interest only | - | ≤60% LVR, $50,000–$3,500,000 | 8.99% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, Interest only | - | 60–80% LVR, $50,000–$3,500,000 | 6.99% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, Interest only | - | 60–80% LVR, $50,000–$3,500,000 | 9.09% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, Interest only | - | 80–90% LVR, $50,000–$3,500,000 | 7.09% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, Interest only | - | 80–90% LVR, $50,000–$3,500,000 | 9.19% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, Interest only | - | 90–95% LVR, $50,000–$3,500,000 | 7.19% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, Interest only | - | 90–95% LVR, $50,000–$3,500,000 | 9.29% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, P&I | - | ≤60% LVR, $50,000–$3,500,000 | 6.69% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, P&I | - | ≤60% LVR, $50,000–$3,500,000 | 8.79% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, P&I | - | 60–80% LVR, $50,000–$3,500,000 | 6.79% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, P&I | - | 60–80% LVR, $50,000–$3,500,000 | 8.89% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, P&I | - | 80–90% LVR, $50,000–$3,500,000 | 6.89% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, P&I | - | 80–90% LVR, $50,000–$3,500,000 | 8.99% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, P&I | - | 90–95% LVR, $50,000–$3,500,000 | 6.99% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, P&I | - | 90–95% LVR, $50,000–$3,500,000 | 9.09% | - | - |
Fees
67 fees published, grouped by when they're charged.
- When you take it outUp to $75064 fees, each listed below
- While you hold it$379 a yearLender's Annual Facility Fee
- When you close it or pay it off$795Discharge Administration Fee
When you take it out64
- Construction Risk Fee (CRF) - Modular Building
This fee loading applies only to Modular Construction loans with an LVR between 80% and 95%.
0.25% of balance - Construction Risk Fee (CRF)
This fee is applicable to construction loans with an LVR from 89% to 90% for Owner Occupied properties.
3.75% of balance - Construction Risk Fee (CRF)
This fee is applicable to construction loans with an LVR from 88% to 89% for Investment properties.
3.75% of balance - Construction Risk Fee (CRF)
This fee is applicable to construction loans with an LVR from 89% to 90% for Investment properties.
4.00% of balance - Construction Risk Fee (CRF)
This fee is applicable to construction loans with an LVR from 91% to 92% for Investment properties.
5.25% of balance - Construction Risk Fee (CRF)
This fee is applicable to construction loans with an LVR from 92% to 93% for Investment properties.
5.50% of balance - Construction Risk Fee (CRF)
This fee is applicable to construction loans with an LVR from 82% to 83% for Investment properties.
2.25% of balance - Construction Risk Fee (CRF)
This fee is applicable to construction loans with an LVR from 83% to 84% for Investment properties.
2.50% of balance - Construction Risk Fee (CRF)
This fee is applicable to construction loans with an LVR from 91% to 92% for Owner Occupied properties.
5.00% of balance - Construction Risk Fee (CRF)
This fee is applicable to construction loans with an LVR from 92% to 93% for Owner Occupied properties.
5.25% of balance - Construction Risk Fee (CRF)
This fee is applicable to construction loans with an LVR from 81% to 82% for Investment properties.
2.00% of balance - Construction Risk Fee (CRF)
This fee is applicable to construction loans with an LVR from 80% to 81% for Owner Occupied properties.
1.50% of balance - Construction Risk Fee (CRF)
This fee is applicable to construction loans with an LVR from 81% to 82% for Owner Occupied properties.
1.75% of balance - Construction Risk Fee (CRF)
This fee is applicable to construction loans with an LVR from 83% to 84% for Owner Occupied properties.
2.25% of balance - Construction Risk Fee (CRF)
This fee is applicable to construction loans with an LVR below 80% for Owner Occupied properties.
0.25% of balance - Construction Risk Fee (CRF)
This fee is applicable to construction loans with an LVR from 82% to 83% for Owner Occupied properties.
2.00% of balance - Construction Risk Fee (CRF)
This fee is applicable to construction loans with an LVR from 84% to 85% for Owner Occupied properties.
2.50% of balance - Construction Risk Fee (CRF)
This fee is applicable to construction loans with an LVR from 86% to 87% for Owner Occupied properties.
3.00% of balance - Construction Risk Fee (CRF)
This fee is applicable to construction loans with an LVR from 87% to 88% for Owner Occupied properties.
3.25% of balance - Construction Risk Fee (CRF)
This fee is applicable to construction loans with an LVR from 90% to 91% for Investment properties.
5.00% of balance - Construction Risk Fee (CRF)
This fee is applicable to construction loans with an LVR from 85% to 86% for Owner Occupied properties.
2.75% of balance - Construction Risk Fee (CRF)
This fee is applicable to construction loans with an LVR from 88% to 89% for Owner Occupied properties.
3.50% of balance - Construction Risk Fee (CRF)
This fee is applicable to construction loans with an LVR from 90% to 91% for Owner Occupied properties.
4.75% of balance - Construction Risk Fee (CRF)
This fee is applicable to construction loans with an LVR from 94% to 95% for Owner Occupied properties.
5.75% of balance - Construction Risk Fee (CRF)
This fee is applicable to construction loans with an LVR below 80% for Investment properties.
0.50% of balance - Construction Risk Fee (CRF)
This fee is applicable to construction loans with an LVR from 80% to 81% for Investment properties.
1.75% of balance - Construction Risk Fee (CRF)
This fee is applicable to construction loans with an LVR from 84% to 85% for Investment properties.
2.75% of balance - Construction Risk Fee (CRF)
This fee is applicable to construction loans with an LVR from 85% to 86% for Investment properties.
3.00% of balance - Construction Risk Fee (CRF)
This fee is applicable to construction loans with an LVR from 86% to 87% for Investment properties.
3.25% of balance - Construction Risk Fee (CRF)
This fee is applicable to construction loans with an LVR from 87% to 88% for Investment properties.
3.50% of balance - Construction Risk Fee (CRF)
This fee is applicable to construction loans with an LVR from 93% to 94% for Investment properties.
5.75% of balance - Construction Risk Fee (CRF)
This fee is applicable to construction loans with an LVR from 94% to 95% for Investment properties.
6.00% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 94% to 95%for Owner Occupied properties.
5.00% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 91% to 92% for Investment properties
4.50% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 93% to 94% for Owner Occupied properties.
4.75% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 93% to 94% for Investment properties
5.00% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 90% to 91% for Investment properties
4.25% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 86% to 87% for Investment properties
2.50% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 87% to 88% for Investment properties
2.50% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 88% to 89% for Investment properties
3.00% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 85% to 86% for Investment properties
2.50% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 84% to 85% for Investment properties
2.25% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 82% to 83% for Investment properties
1.75% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 83% to 84% for Owner Occupied properties.
1.75% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 83% to 84% for Investment properties
2.00% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 80% to 81% for Owner Occupied properties.
1.25% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 84% to 85% for Owner Occupied properties.
2.00% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 85% to 86% for Owner Occupied properties.
2.25% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 86% to 87% for Owner Occupied properties.
2.25% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 87% to 88% for Owner Occupied properties.
2.25% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 89% to 90% for Owner Occupied properties.
3.00% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 88% to 89% for Owner Occupied properties.
2.75% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 92% to 93% for Investment properties
4.75% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 82% to 83% for Owner Occupied properties.
1.50% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 91% to 92% for Owner Occupied properties.
4.25% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 80% to 81% for Investment properties
1.50% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 92% to 93% for Owner Occupied properties.
4.50% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 90% to 91% for Owner Occupied properties.
4.00% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 89% to 90% for Investment properties
3.25% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 94% to 95% for Investment properties
5.25% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 81% to 82% for Investment properties
1.50% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 81% to 82% for Owner Occupied properties.
1.25% of balance - This fee is applicable to construction loans with an LVR from 93% to 94% for Owner Occupied properties.
This fee is applicable to construction loans with an LVR from 93% to 94% for Owner Occupied properties.
5.50% of balance - Upfront Construction Review Fee$750
While you hold it1
- Lender's Annual Facility Fee$379 a year
When particular things happen1
- Fixed Rate Lock Fee$495
When you close it or pay it off1
- Discharge Administration Fee$795
Features
Offset accountRedrawExtra repaymentsDigital banking
- Rate Lock
- Split Loan
Eligibility and limits
- Minimum age 18
- Residency: Australian Citizen or a Permanent Resident of Australia
- Available to individuals
- Available to businesses
- Minimum balance $50,000
- provide sufficient security in accordance with our lending eligibility criteria; and/or a guarantor who supports the loan also meets our lending eligibility criteria.
- Meets our lending eligibility criteria
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Published by Riyadh Financial Services under the Consumer Data Right, last changed by them on 5 Nov 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.