Expat Standard Home Loan
Expat Standard Home Loan
WLTH publishes this at the same rates and fees as Bluebay Home Loans's Expat Standard Home Loan, under the same ABN.
Home loansLender updated 5 Nov 2026
At a glance
- Variable (owner occ. P&I)
- 7.39%
- Variable (investor P&I)
- 7.39%
- Fixed
- 1 yr 8.04%, 2 yrs 8.04%, 3 yrs 8.04%, 4 yrs 8.14%, 5 yrs 8.14%
- Max LVR
- 90%
- Annual fee
- $495
- Features
- offset, redraw, extra repayments
How it compares
This home loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This home loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Variable home loanOwner occupier, principal & interest, 80% LVR | 7.49% | 5.93%SCCU's BROKER HOME LOAN | 6.38%of 104 institutions | 101st lowest of 104 |
| 1-year fixed home loanOwner occupier, principal & interest, 80% LVR | 8.14% | 5.99%Northern Inland Credit Union Ltd.'s Value Home Loan - Fixed 12M | 6.59%of 82 institutions | 81st lowest of 82 |
| 2-year fixed home loanOwner occupier, principal & interest, 80% LVR | 8.14% | 6.09%BankVic's Fixed Rate Home Loan - 2 years | 6.62%of 84 institutions | 83rd lowest of 84 |
| 3-year fixed home loanOwner occupier, principal & interest, 80% LVR | 8.14% | 6.24%Credit Union SA's 3-Year Fixed 40 Year Home Loan Package | 6.69%of 80 institutions | 79th lowest of 80 |
| 5-year fixed home loanOwner occupier, principal & interest, 80% LVR | 8.24% | 6.49%AMB Bank Product's 5 Year Fixed Rate Home Loan | 6.89%of 63 institutions | 62nd lowest of 63 |
| Investor variable home loanInvestment, principal & interest, 80% LVR | 7.49% | 5.94%AAA Financial Corporation's Portfolio Loan | 6.59%of 104 institutions | 97th lowest of 104 |
Rates
Every rate WLTH publishes for this home loan, 192 in all.
Variable and fixed, at 80% LVR
Owner occupier, principal and interest, the lowest rate for each
- Variabletypical 6.38%7.49%
- 1 yr fixedtypical 6.59%8.14%
- 2 yrs fixedtypical 6.62%8.14%
- 3 yrs fixedtypical 6.69%8.14%
- 4 yrs fixed8.24%
- 5 yrs fixedtypical 6.89%8.24%
Variable rate by LVR
Owner occupier, principal and interest, the lowest rate published for each band of the loan's share of the property's value
- ≤70%7.39%
- 70–80%7.49%
- 80–85%7.74%
- 85–90%7.99%
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| FixedMinimum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, Interest only | 1 yr fixed | ≤70% LVR, $50,000–$3,500,000 | 8.44% | - | - |
| FixedMaximum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, Interest only | 1 yr fixed | ≤70% LVR, $50,000–$3,500,000 | 8.64% | - | - |
| FixedMinimum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Investment, Interest only | 1 yr fixed | 70–80% LVR, $50,000–$3,500,000 | 8.54% | - | - |
| FixedMaximum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, Interest only | 1 yr fixed | 70–80% LVR, $50,000–$3,500,000 | 8.74% | - | - |
| FixedMinimum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Investment, Interest only | 1 yr fixed | 80–85% LVR, $50,000–$3,500,000 | 8.79% | - | - |
| FixedMaximum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, Interest only | 1 yr fixed | 80–85% LVR, $50,000–$3,500,000 | 8.99% | - | - |
| FixedMinimum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Investment, Interest only | 1 yr fixed | 85–90% LVR, $50,000–$3,500,000 | 8.94% | - | - |
| FixedMaximum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, Interest only | 1 yr fixed | 85–90% LVR, $50,000–$3,500,000 | 9.14% | - | - |
| FixedMinimum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, Interest only | 2 yrs fixed | ≤70% LVR, $50,000–$3,500,000 | 8.44% | - | - |
| FixedMaximum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, Interest only | 2 yrs fixed | ≤70% LVR, $50,000–$3,500,000 | 8.64% | - | - |
| FixedMinimum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Investment, Interest only | 2 yrs fixed | 70–80% LVR, $50,000–$3,500,000 | 8.54% | - | - |
| FixedMaximum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, Interest only | 2 yrs fixed | 70–80% LVR, $50,000–$3,500,000 | 8.74% | - | - |
| FixedMinimum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Investment, Interest only | 2 yrs fixed | 80–85% LVR, $50,000–$3,500,000 | 8.79% | - | - |
| FixedMaximum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, Interest only | 2 yrs fixed | 80–85% LVR, $50,000–$3,500,000 | 8.99% | - | - |
| FixedMinimum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Investment, Interest only | 2 yrs fixed | 85–90% LVR, $50,000–$3,500,000 | 8.94% | - | - |
| FixedMaximum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, Interest only | 2 yrs fixed | 85–90% LVR, $50,000–$3,500,000 | 9.14% | - | - |
| FixedMinimum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, Interest only | 3 yrs fixed | ≤70% LVR, $50,000–$3,500,000 | 8.44% | - | - |
| FixedMaximum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, Interest only | 3 yrs fixed | ≤70% LVR, $50,000–$3,500,000 | 8.64% | - | - |
| FixedMinimum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Investment, Interest only | 3 yrs fixed | 70–80% LVR, $50,000–$3,500,000 | 8.54% | - | - |
| FixedMaximum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, Interest only | 3 yrs fixed | 70–80% LVR, $50,000–$3,500,000 | 8.74% | - | - |
| FixedMinimum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Investment, Interest only | 3 yrs fixed | 80–85% LVR, $50,000–$3,500,000 | 8.79% | - | - |
| FixedMaximum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, Interest only | 3 yrs fixed | 80–85% LVR, $50,000–$3,500,000 | 8.99% | - | - |
| FixedMinimum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Investment, Interest only | 3 yrs fixed | 85–90% LVR, $50,000–$3,500,000 | 8.94% | - | - |
| FixedMaximum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, Interest only | 3 yrs fixed | 85–90% LVR, $50,000–$3,500,000 | 9.14% | - | - |
| FixedMinimum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Investment, Interest only | 4 yrs fixed | ≤70% LVR, $50,000–$3,500,000 | 8.54% | - | - |
| FixedMaximum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, Interest only | 4 yrs fixed | ≤70% LVR, $50,000–$3,500,000 | 8.74% | - | - |
| FixedMinimum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Investment, Interest only | 4 yrs fixed | 70–80% LVR, $50,000–$3,500,000 | 8.64% | - | - |
| FixedMaximum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, Interest only | 4 yrs fixed | 70–80% LVR, $50,000–$3,500,000 | 8.84% | - | - |
| FixedMinimum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Investment, Interest only | 4 yrs fixed | 80–85% LVR, $50,000–$3,500,000 | 8.89% | - | - |
| FixedMaximum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, Interest only | 4 yrs fixed | 80–85% LVR, $50,000–$3,500,000 | 9.09% | - | - |
| FixedMinimum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Investment, Interest only | 4 yrs fixed | 85–90% LVR, $50,000–$3,500,000 | 9.04% | - | - |
| FixedMaximum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, Interest only | 4 yrs fixed | 85–90% LVR, $50,000–$3,500,000 | 9.24% | - | - |
| FixedMinimum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Investment, Interest only | 5 yrs fixed | ≤70% LVR, $50,000–$3,500,000 | 8.54% | - | - |
| FixedMaximum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, Interest only | 5 yrs fixed | ≤70% LVR, $50,000–$3,500,000 | 8.74% | - | - |
| FixedMinimum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Investment, Interest only | 5 yrs fixed | 70–80% LVR, $50,000–$3,500,000 | 8.64% | - | - |
| FixedMaximum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, Interest only | 5 yrs fixed | 70–80% LVR, $50,000–$3,500,000 | 8.84% | - | - |
| FixedMinimum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, Interest only | 5 yrs fixed | 80–85% LVR, $50,000–$3,500,000 | 8.89% | - | - |
| FixedMaximum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, Interest only | 5 yrs fixed | 80–85% LVR, $50,000–$3,500,000 | 9.09% | - | - |
| FixedMinimum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Investment, Interest only | 5 yrs fixed | 85–90% LVR, $50,000–$3,500,000 | 9.04% | - | - |
| FixedMaximum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, Interest only | 5 yrs fixed | 85–90% LVR, $50,000–$3,500,000 | 9.24% | - | - |
| FixedMinimum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, P&I | 1 yr fixed | ≤70% LVR, $50,000–$3,500,000 | 8.04% | - | - |
| FixedMaximum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, P&I | 1 yr fixed | ≤70% LVR, $50,000–$3,500,000 | 8.24% | - | - |
| FixedMinimum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Investment, P&I | 1 yr fixed | 70–80% LVR, $50,000–$3,500,000 | 8.14% | - | - |
| FixedMaximum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, P&I | 1 yr fixed | 70–80% LVR, $50,000–$3,500,000 | 8.34% | - | - |
| FixedMinimum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Investment, P&I | 1 yr fixed | 80–85% LVR, $50,000–$3,500,000 | 8.39% | - | - |
| FixedMaximum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, P&I | 1 yr fixed | 80–85% LVR, $50,000–$3,500,000 | 8.59% | - | - |
| FixedMinimum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Investment, P&I | 1 yr fixed | 85–90% LVR, $50,000–$3,500,000 | 8.54% | - | - |
| FixedMaximum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, P&I | 1 yr fixed | 85–90% LVR, $50,000–$3,500,000 | 8.74% | - | - |
| FixedMinimum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, P&I | 2 yrs fixed | ≤70% LVR, $50,000–$3,500,000 | 8.04% | - | - |
| FixedMaximum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, P&I | 2 yrs fixed | ≤70% LVR, $50,000–$3,500,000 | 8.24% | - | - |
| FixedMinimum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Investment, P&I | 2 yrs fixed | 70–80% LVR, $50,000–$3,500,000 | 8.14% | - | - |
| FixedMaximum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, P&I | 2 yrs fixed | 70–80% LVR, $50,000–$3,500,000 | 8.34% | - | - |
| FixedMinimum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Investment, P&I | 2 yrs fixed | 80–85% LVR, $50,000–$3,500,000 | 8.39% | - | - |
| FixedMaximum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, P&I | 2 yrs fixed | 80–85% LVR, $50,000–$3,500,000 | 8.59% | - | - |
| FixedMinimum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Investment, P&I | 2 yrs fixed | 85–90% LVR, $50,000–$3,500,000 | 8.54% | - | - |
| FixedMaximum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, P&I | 2 yrs fixed | 85–90% LVR, $50,000–$3,500,000 | 8.74% | - | - |
| FixedMinimum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, P&I | 3 yrs fixed | ≤70% LVR, $50,000–$3,500,000 | 8.04% | - | - |
| FixedMaximum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, P&I | 3 yrs fixed | ≤70% LVR, $50,000–$3,500,000 | 8.24% | - | - |
| FixedMinimum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Investment, P&I | 3 yrs fixed | 70–80% LVR, $50,000–$3,500,000 | 8.14% | - | - |
| FixedMaximum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, P&I | 3 yrs fixed | 70–80% LVR, $50,000–$3,500,000 | 8.34% | - | - |
| FixedMinimum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Investment, P&I | 3 yrs fixed | 80–85% LVR, $50,000–$3,500,000 | 8.39% | - | - |
| FixedMaximum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, P&I | 3 yrs fixed | 80–85% LVR, $50,000–$3,500,000 | 8.59% | - | - |
| FixedMinimum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Investment, P&I | 3 yrs fixed | 85–90% LVR, $50,000–$3,500,000 | 8.54% | - | - |
| FixedMaximum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, P&I | 3 yrs fixed | 85–90% LVR, $50,000–$3,500,000 | 8.74% | - | - |
| FixedMinimum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, P&I | 4 yrs fixed | ≤70% LVR, $50,000–$3,500,000 | 8.14% | - | - |
| FixedMaximum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, P&I | 4 yrs fixed | ≤70% LVR, $50,000–$3,500,000 | 8.34% | - | - |
| FixedMinimum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Investment, P&I | 4 yrs fixed | 70–80% LVR, $50,000–$3,500,000 | 8.24% | - | - |
| FixedMaximum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, P&I | 4 yrs fixed | 70–80% LVR, $50,000–$3,500,000 | 8.44% | - | - |
| FixedMinimum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Investment, P&I | 4 yrs fixed | 80–85% LVR, $50,000–$3,500,000 | 8.49% | - | - |
| FixedMaximum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, P&I | 4 yrs fixed | 80–85% LVR, $50,000–$3,500,000 | 8.69% | - | - |
| FixedMinimum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Investment, P&I | 4 yrs fixed | 85–90% LVR, $50,000–$3,500,000 | 8.64% | - | - |
| FixedMaximum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, P&I | 4 yrs fixed | 85–90% LVR, $50,000–$3,500,000 | 8.84% | - | - |
| FixedMinimum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Investment, P&I | 5 yrs fixed | ≤70% LVR, $50,000–$3,500,000 | 8.14% | - | - |
| FixedMaximum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, P&I | 5 yrs fixed | ≤70% LVR, $50,000–$3,500,000 | 8.34% | - | - |
| FixedMinimum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Investment, P&I | 5 yrs fixed | 70–80% LVR, $50,000–$3,500,000 | 8.24% | - | - |
| FixedMaximum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, P&I | 5 yrs fixed | 70–80% LVR, $50,000–$3,500,000 | 8.44% | - | - |
| FixedMinimum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, P&I | 5 yrs fixed | 80–85% LVR, $50,000–$3,500,000 | 8.49% | - | - |
| FixedMaximum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, P&I | 5 yrs fixed | 80–85% LVR, $50,000–$3,500,000 | 8.69% | - | - |
| FixedMinimum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Investment, P&I | 5 yrs fixed | 85–90% LVR, $50,000–$3,500,000 | 8.64% | - | - |
| FixedMaximum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, P&I | 5 yrs fixed | 85–90% LVR, $50,000–$3,500,000 | 8.84% | - | - |
| FixedMinimum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, Interest only | 1 yr fixed | ≤70% LVR, $50,000–$3,500,000 | 8.44% | - | - |
| FixedMaximum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, Interest only | 1 yr fixed | ≤70% LVR, $50,000–$3,500,000 | 8.64% | - | - |
| FixedMinimum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Owner occupied, Interest only | 1 yr fixed | 70–80% LVR, $50,000–$3,500,000 | 8.54% | - | - |
| FixedMaximum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, Interest only | 1 yr fixed | 70–80% LVR, $50,000–$3,500,000 | 8.74% | - | - |
| FixedMinimum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Owner occupied, Interest only | 1 yr fixed | 80–85% LVR, $50,000–$3,500,000 | 8.79% | - | - |
| FixedMaximum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, Interest only | 1 yr fixed | 80–85% LVR, $50,000–$3,500,000 | 8.99% | - | - |
| FixedMinimum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Owner occupied, Interest only | 1 yr fixed | 85–90% LVR, $50,000–$3,500,000 | 8.94% | - | - |
| FixedMaximum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, Interest only | 1 yr fixed | 85–90% LVR, $50,000–$3,500,000 | 9.14% | - | - |
| FixedMinimum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, Interest only | 2 yrs fixed | ≤70% LVR, $50,000–$3,500,000 | 8.44% | - | - |
| FixedMaximum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, Interest only | 2 yrs fixed | ≤70% LVR, $50,000–$3,500,000 | 8.64% | - | - |
| FixedMinimum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Owner occupied, Interest only | 2 yrs fixed | 70–80% LVR, $50,000–$3,500,000 | 8.54% | - | - |
| FixedMaximum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, Interest only | 2 yrs fixed | 70–80% LVR, $50,000–$3,500,000 | 8.74% | - | - |
| FixedMinimum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Owner occupied, Interest only | 2 yrs fixed | 80–85% LVR, $50,000–$3,500,000 | 8.79% | - | - |
| FixedMaximum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, Interest only | 2 yrs fixed | 80–85% LVR, $50,000–$3,500,000 | 8.99% | - | - |
| FixedMinimum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Owner occupied, Interest only | 2 yrs fixed | 85–90% LVR, $50,000–$3,500,000 | 8.94% | - | - |
| FixedMaximum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, Interest only | 2 yrs fixed | 85–90% LVR, $50,000–$3,500,000 | 9.14% | - | - |
| FixedMinimum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, Interest only | 3 yrs fixed | ≤70% LVR, $50,000–$3,500,000 | 8.44% | - | - |
| FixedMaximum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, Interest only | 3 yrs fixed | ≤70% LVR, $50,000–$3,500,000 | 8.64% | - | - |
| FixedMinimum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Owner occupied, Interest only | 3 yrs fixed | 70–80% LVR, $50,000–$3,500,000 | 8.54% | - | - |
| FixedMaximum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, Interest only | 3 yrs fixed | 70–80% LVR, $50,000–$3,500,000 | 8.74% | - | - |
| FixedMinimum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Owner occupied, Interest only | 3 yrs fixed | 80–85% LVR, $50,000–$3,500,000 | 8.79% | - | - |
| FixedMaximum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, Interest only | 3 yrs fixed | 80–85% LVR, $50,000–$3,500,000 | 8.99% | - | - |
| FixedMinimum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Owner occupied, Interest only | 3 yrs fixed | 85–90% LVR, $50,000–$3,500,000 | 8.94% | - | - |
| FixedMaximum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, Interest only | 3 yrs fixed | 85–90% LVR, $50,000–$3,500,000 | 9.14% | - | - |
| FixedMinimum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, Interest only | 4 yrs fixed | ≤70% LVR, $50,000–$3,500,000 | 8.54% | - | - |
| FixedMaximum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, Interest only | 4 yrs fixed | ≤70% LVR, $50,000–$3,500,000 | 8.74% | - | - |
| FixedMinimum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Owner occupied, Interest only | 4 yrs fixed | 70–80% LVR, $50,000–$3,500,000 | 8.64% | - | - |
| FixedMaximum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, Interest only | 4 yrs fixed | 70–80% LVR, $50,000–$3,500,000 | 8.84% | - | - |
| FixedMinimum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Owner occupied, Interest only | 4 yrs fixed | 80–85% LVR, $50,000–$3,500,000 | 8.89% | - | - |
| FixedMaximum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, Interest only | 4 yrs fixed | 80–85% LVR, $50,000–$3,500,000 | 9.09% | - | - |
| FixedMinimum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Owner occupied, Interest only | 4 yrs fixed | 85–90% LVR, $50,000–$3,500,000 | 9.04% | - | - |
| FixedMaximum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, Interest only | 4 yrs fixed | 85–90% LVR, $50,000–$3,500,000 | 9.24% | - | - |
| FixedMinimum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Owner occupied, Interest only | 5 yrs fixed | ≤70% LVR, $50,000–$3,500,000 | 8.54% | - | - |
| FixedMaximum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, Interest only | 5 yrs fixed | ≤70% LVR, $50,000–$3,500,000 | 8.74% | - | - |
| FixedMinimum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Owner occupied, Interest only | 5 yrs fixed | 70–80% LVR, $50,000–$3,500,000 | 8.64% | - | - |
| FixedMaximum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, Interest only | 5 yrs fixed | 70–80% LVR, $50,000–$3,500,000 | 8.84% | - | - |
| FixedMinimum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Owner occupied, Interest only | 5 yrs fixed | 80–85% LVR, $50,000–$3,500,000 | 8.89% | - | - |
| FixedMaximum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, Interest only | 5 yrs fixed | 80–85% LVR, $50,000–$3,500,000 | 9.09% | - | - |
| FixedMinimum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Owner occupied, Interest only | 5 yrs fixed | 85–90% LVR, $50,000–$3,500,000 | 9.04% | - | - |
| FixedMaximum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, Interest only | 5 yrs fixed | 85–90% LVR, $50,000–$3,500,000 | 9.24% | - | - |
| FixedMinimum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, P&I | 1 yr fixed | ≤70% LVR, $50,000–$3,500,000 | 8.04% | - | - |
| FixedMaximum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, P&I | 1 yr fixed | ≤70% LVR, $50,000–$3,500,000 | 8.24% | - | - |
| FixedMinimum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, P&I | 1 yr fixed | 70–80% LVR, $50,000–$3,500,000 | 8.14% | - | - |
| FixedMaximum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, P&I | 1 yr fixed | 70–80% LVR, $50,000–$3,500,000 | 8.34% | - | - |
| FixedMinimum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Owner occupied, P&I | 1 yr fixed | 80–85% LVR, $50,000–$3,500,000 | 8.39% | - | - |
| FixedMaximum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, P&I | 1 yr fixed | 80–85% LVR, $50,000–$3,500,000 | 8.59% | - | - |
| FixedMinimum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, P&I | 1 yr fixed | 85–90% LVR, $50,000–$3,500,000 | 8.54% | - | - |
| FixedMaximum rate available for 1 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, P&I | 1 yr fixed | 85–90% LVR, $50,000–$3,500,000 | 8.74% | - | - |
| FixedMinimum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, P&I | 2 yrs fixed | ≤70% LVR, $50,000–$3,500,000 | 8.04% | - | - |
| FixedMaximum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, P&I | 2 yrs fixed | ≤70% LVR, $50,000–$3,500,000 | 8.24% | - | - |
| FixedMinimum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Owner occupied, P&I | 2 yrs fixed | 70–80% LVR, $50,000–$3,500,000 | 8.14% | - | - |
| FixedMaximum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, P&I | 2 yrs fixed | 70–80% LVR, $50,000–$3,500,000 | 8.34% | - | - |
| FixedMinimum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Owner occupied, P&I | 2 yrs fixed | 80–85% LVR, $50,000–$3,500,000 | 8.39% | - | - |
| FixedMaximum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, P&I | 2 yrs fixed | 80–85% LVR, $50,000–$3,500,000 | 8.59% | - | - |
| FixedMinimum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Owner occupied, P&I | 2 yrs fixed | 85–90% LVR, $50,000–$3,500,000 | 8.54% | - | - |
| FixedMaximum rate available for 2 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, P&I | 2 yrs fixed | 85–90% LVR, $50,000–$3,500,000 | 8.74% | - | - |
| FixedMinimum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, P&I | 3 yrs fixed | ≤70% LVR, $50,000–$3,500,000 | 8.04% | - | - |
| FixedMaximum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, P&I | 3 yrs fixed | ≤70% LVR, $50,000–$3,500,000 | 8.24% | - | - |
| FixedMinimum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Owner occupied, P&I | 3 yrs fixed | 70–80% LVR, $50,000–$3,500,000 | 8.14% | - | - |
| FixedMaximum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, P&I | 3 yrs fixed | 70–80% LVR, $50,000–$3,500,000 | 8.34% | - | - |
| FixedMinimum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Owner occupied, P&I | 3 yrs fixed | 80–85% LVR, $50,000–$3,500,000 | 8.39% | - | - |
| FixedMaximum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, P&I | 3 yrs fixed | 80–85% LVR, $50,000–$3,500,000 | 8.59% | - | - |
| FixedMinimum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Owner occupied, P&I | 3 yrs fixed | 85–90% LVR, $50,000–$3,500,000 | 8.54% | - | - |
| FixedMaximum rate available for 3 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, P&I | 3 yrs fixed | 85–90% LVR, $50,000–$3,500,000 | 8.74% | - | - |
| FixedMinimum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, P&I | 4 yrs fixed | ≤70% LVR, $50,000–$3,500,000 | 8.14% | - | - |
| FixedMaximum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, P&I | 4 yrs fixed | ≤70% LVR, $50,000–$3,500,000 | 8.34% | - | - |
| FixedMinimum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Owner occupied, P&I | 4 yrs fixed | 70–80% LVR, $50,000–$3,500,000 | 8.24% | - | - |
| FixedMaximum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, P&I | 4 yrs fixed | 70–80% LVR, $50,000–$3,500,000 | 8.44% | - | - |
| FixedMinimum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Owner occupied, P&I | 4 yrs fixed | 80–85% LVR, $50,000–$3,500,000 | 8.49% | - | - |
| FixedMaximum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, P&I | 4 yrs fixed | 80–85% LVR, $50,000–$3,500,000 | 8.69% | - | - |
| FixedMinimum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Owner occupied, P&I | 4 yrs fixed | 85–90% LVR, $50,000–$3,500,000 | 8.64% | - | - |
| FixedMaximum rate available for 4 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, P&I | 4 yrs fixed | 85–90% LVR, $50,000–$3,500,000 | 8.84% | - | - |
| FixedMinimum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, P&I | 5 yrs fixed | ≤70% LVR, $50,000–$3,500,000 | 8.14% | - | - |
| FixedMaximum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, P&I | 5 yrs fixed | ≤70% LVR, $50,000–$3,500,000 | 8.34% | - | - |
| FixedMinimum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Owner occupied, P&I | 5 yrs fixed | 70–80% LVR, $50,000–$3,500,000 | 8.24% | - | - |
| FixedMaximum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, P&I | 5 yrs fixed | 70–80% LVR, $50,000–$3,500,000 | 8.44% | - | - |
| FixedMinimum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Owner occupied, P&I | 5 yrs fixed | 80–85% LVR, $50,000–$3,500,000 | 8.49% | - | - |
| FixedMaximum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, P&I | 5 yrs fixed | 80–85% LVR, $50,000–$3,500,000 | 8.69% | - | - |
| FixedMinimum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Owner occupied, P&I | 5 yrs fixed | 85–90% LVR, $50,000–$3,500,000 | 8.64% | - | - |
| FixedMaximum rate available for 5 year fixed rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, P&I | 5 yrs fixed | 85–90% LVR, $50,000–$3,500,000 | 8.84% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Investment, Interest only | - | ≤70% LVR, $50,000–$3,500,000 | 7.79% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, Interest only | - | ≤70% LVR, $50,000–$3,500,000 | 8.49% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, Interest only | - | 70–80% LVR, $50,000–$3,500,000 | 7.89% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, Interest only | - | 70–80% LVR, $50,000–$3,500,000 | 8.59% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, Interest only | - | 80–85% LVR, $50,000–$3,500,000 | 8.14% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, Interest only | - | 80–85% LVR, $50,000–$3,500,000 | 8.84% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, Interest only | - | 85–90% LVR, $50,000–$3,500,000 | 8.39% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, Interest only | - | 85–90% LVR, $50,000–$3,500,000 | 9.09% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, P&I | - | ≤70% LVR, $50,000–$3,500,000 | 7.39% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, P&I | - | ≤70% LVR, $50,000–$3,500,000 | 8.09% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Investment, P&I | - | 70–80% LVR, $50,000–$3,500,000 | 7.49% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, P&I | - | 70–80% LVR, $50,000–$3,500,000 | 8.19% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, P&I | - | 80–85% LVR, $50,000–$3,500,000 | 7.74% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, P&I | - | 80–85% LVR, $50,000–$3,500,000 | 8.44% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, P&I | - | 85–90% LVR, $50,000–$3,500,000 | 7.99% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, P&I | - | 85–90% LVR, $50,000–$3,500,000 | 8.69% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application | Owner occupied, Interest only | - | ≤70% LVR, $50,000–$3,500,000 | 7.79% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, Interest only | - | ≤70% LVR, $50,000–$3,500,000 | 8.49% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, Interest only | - | 70–80% LVR, $50,000–$3,500,000 | 7.89% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, Interest only | - | 70–80% LVR, $50,000–$3,500,000 | 8.59% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, Interest only | - | 80–85% LVR, $50,000–$3,500,000 | 8.14% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, Interest only | - | 80–85% LVR, $50,000–$3,500,000 | 8.84% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, Interest only | - | 85–90% LVR, $50,000–$3,500,000 | 8.39% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, Interest only | - | 85–90% LVR, $50,000–$3,500,000 | 9.09% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, P&I | - | ≤70% LVR, $50,000–$3,500,000 | 7.39% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, P&I | - | ≤70% LVR, $50,000–$3,500,000 | 8.09% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, P&I | - | 70–80% LVR, $50,000–$3,500,000 | 7.49% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, P&I | - | 70–80% LVR, $50,000–$3,500,000 | 8.19% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, P&I | - | 80–85% LVR, $50,000–$3,500,000 | 7.74% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, P&I | - | 80–85% LVR, $50,000–$3,500,000 | 8.44% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, P&I | - | 85–90% LVR, $50,000–$3,500,000 | 7.99% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, P&I | - | 85–90% LVR, $50,000–$3,500,000 | 8.69% | - | - |
Fees
29 fees published, grouped by when they're charged.
- When you take it outUp to $1,50026 fees, each listed below
- While you hold it$495 a yearLender's Annual Facility Fee
- When you close it or pay it off$1,500Discharge Administration Fee
When you take it out26
- Construction Risk Fee (CRF)
This fee is applicable to loans with an LVR from 87% to 88% - Construction Property
3.50% of balance - Construction Risk Fee (CRF)
This fee is applicable to loans with an LVR from 88% to 89% - Construction Property
3.75% of balance - Construction Risk Fee (CRF)
This fee is applicable to loans with an LVR from 70% to 75% - Construction Property
1.25% of balance - Construction Risk Fee (CRF)
This fee is applicable to loans with an LVR below 70% - Construction Property
1.00% of balance - Construction Risk Fee (CRF)
This fee is applicable to loans with an LVR from 75% to 80% - Construction Property
1.50% of balance - Construction Risk Fee (CRF)
This fee is applicable to loans with an LVR from 80% to 81% - Construction Property
1.75% of balance - Construction Risk Fee (CRF)
This fee is applicable to loans with an LVR from 81% to 82% - Construction Property
2.00% of balance - Construction Risk Fee (CRF)
This fee is applicable to loans with an LVR from 82% to 83% - Construction Property
2.25% of balance - Construction Risk Fee (CRF)
This fee is applicable to loans with an LVR from 83% to 84% - Construction Property
2.50% of balance - Construction Risk Fee (CRF)
This fee is applicable to loans with an LVR from 84% to 85 - Construction Property
2.75% of balance - Construction Risk Fee (CRF)
This fee is applicable to loans with an LVR from 85% to 86% - Construction Property
3.00% of balance - Construction Risk Fee (CRF)
This fee is applicable to loans with an LVR from 86% to 87% - Construction Property
3.25% of balance - Construction Risk Fee (CRF)
This fee is applicable to loans with an LVR from 89% to 90% - Construction Property
4.00% of balance - Lender Protection Fee (LPF)
This fee is applicable to loans with an LVR from 82% to 83% - Established Property
1.75% of balance - Lender Protection Fee (LPF)
This fee is applicable to loans with an LVR from 75% to 80% - Established Property
1.00% of balance - Lender Protection Fee (LPF)
This fee is applicable to loans with an LVR from 70% to 75% - Established Property
0.75% of balance - Lender Protection Fee (LPF)
This fee is applicable to loans with an LVR from 80% to 81% - Established Property
1.25% of balance - Lender Protection Fee (LPF)
This fee is applicable to loans with an LVR from 87% to 88% - Established Property
3.00% of balance - Lender Protection Fee (LPF)
This fee is applicable to loans with an LVR from 84% to 85% - Established Property
2.25% of balance - Lender Protection Fee (LPF)
This fee is applicable to loans with an LVR from 83% to 84% - Established Property
2.00% of balance - Lender Protection Fee (LPF)
This fee is applicable to loans with an LVR from 81% to 82% - Established Property
1.50% of balance - Lender Protection Fee (LPF)
This fee is applicable to loans with an LVR from 89% to 90% - Established Property
3.50% of balance - Lender Protection Fee (LPF)
This fee is applicable to loans with an LVR from 88% to 89% - Established Property
3.25% of balance - Lender Protection Fee (LPF)
This fee is applicable to loans with an LVR from 86% to 87% - Established Property
2.75% of balance - Lender Protection Fee (LPF)
This fee is applicable to loans with an LVR from 85% to 86% - Established Property
2.50% of balance - Upfront Construction Review Fee$1,500
While you hold it1
- Lender's Annual Facility Fee$495 a year
When particular things happen1
- Fixed Rate Lock Fee$495
When you close it or pay it off1
- Discharge Administration Fee$1,500
Features
Offset accountRedrawExtra repaymentsDigital banking
- Rate Lock
- LMI Available
- Split Loan
Eligibility and limits
- Minimum age 18
- Residency: Permanent or Temporary Resident of Australia, or Citizen of Australia, who requires a Foreign Income to cover Australian Debt Obligations
- Available to individuals
- Available to businesses
- Minimum balance $50,000
- has a Visa for a Permanent or Temporary Resident of Australia, with a minimum of 6 months validity (155 Visas are excluded);
- has a residential address which is in our "Acceptable Countries" list, in accordance with our lending policy;
- Meets our lending eligibility criteria
- provide sufficient security in accordance with our lending eligibility criteria; and/or a guarantor who supports the loan also meets our lending eligibility criteria.
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Published by WLTH under the Consumer Data Right, last changed by them on 5 Nov 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.