At a glance
- Fixed
- 11.50% · 12.67% comparison
- Variable
- 13.50%
- Loan size
- $4,000 to $50,000
- Upfront fee
- $150
§ 01 — Rates · 2
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | P&I | 3 yrs fixed | — | 11.50% | 12.67% | — |
| Variable | P&I | — | — | 13.50% | — | — |
§ 02 — Fees · 4
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| LOAN_ARREARS_LETTER_FEE | Periodic | $12.50 | — | Charged once a loan has gone into arrears and letters are issue to customers |
| LOAN_SERVICE_FEE | Periodic | $7.50 | — | Payable on personal loans or premium home loans |
| PPSR_-_REGISTRATION_FEE | Transaction | $6 | — | Charged on registration of chattel mortgage on funding of loan |
| AUTO_LOAN_ESTABLISHMENT_FEE | Upfront | $150 | — | Payable on funding of new auto loan |
§ 03 — Features
Digital banking
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Individuals must be citizens or permanant residents of Australia
- · Amount $4,000 to $50,000
- · Member of the Credit Union
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Darling Downs Bank under the Consumer Data Right, last changed by them on 15 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.