Rabobank
Rabobank Farm Management Deposit (Fixed rate)
Being available to individual primary producers, the Rabobank Farm Management Deposit (FMD) account can enable them set aside surplus pre-tax income from profitable seasons to help out in leaner times.
Term depositsBank updated 13 May 2026
At a glance
- Best rate
- 5.10% for 12m
- 12 months
- 5.10%
- Min deposit
- $1,000
§ 01 — Rates · 39
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | — | 1 mo | $1,000–$100,000 | 2.00% | — | paid at maturity |
| Fixed | — | 1 mo | $100,000–$500,000 | 2.00% | — | paid at maturity |
| Fixed | — | 1 mo | $500,000–$800,000 | 2.00% | — | paid at maturity |
| Fixed | — | 1 yr | $1,000–$100,000 | 5.10% | — | paid at maturity; paid every 1 yr |
| Fixed | — | 1 yr | $1,000–$100,000 | 5.00% | — | paid every 3 mo |
| Fixed | — | 1 yr | $1,000–$100,000 | 5.05% | — | paid every 6 mo |
| Fixed | — | 1 yr | $100,000–$500,000 | 5.10% | — | paid at maturity; paid every 1 yr |
| Fixed | — | 1 yr | $100,000–$500,000 | 5.00% | — | paid every 3 mo |
| Fixed | — | 1 yr | $100,000–$500,000 | 5.05% | — | paid every 6 mo |
| Fixed | — | 1 yr | $500,000–$800,000 | 5.10% | — | paid at maturity; paid every 1 yr |
| Fixed | — | 1 yr | $500,000–$800,000 | 5.00% | — | paid every 3 mo |
| Fixed | — | 1 yr | $500,000–$800,000 | 5.05% | — | paid every 6 mo |
| Fixed | — | 2 mo | $1,000–$100,000 | 2.00% | — | paid at maturity |
| Fixed | — | 2 mo | $100,000–$500,000 | 2.00% | — | paid at maturity |
| Fixed | — | 2 mo | $500,000–$800,000 | 2.00% | — | paid at maturity |
| Fixed | — | 2 yrs | $1,000–$100,000 | 4.90% | — | paid every 1 yr |
| Fixed | — | 2 yrs | $1,000–$100,000 | 4.80% | — | paid every 3 mo |
| Fixed | — | 2 yrs | $1,000–$100,000 | 4.85% | — | paid every 6 mo |
| Fixed | — | 2 yrs | $100,000–$500,000 | 4.90% | — | paid every 1 yr |
| Fixed | — | 2 yrs | $100,000–$500,000 | 4.80% | — | paid every 3 mo |
| Fixed | — | 2 yrs | $100,000–$500,000 | 4.85% | — | paid every 6 mo |
| Fixed | — | 2 yrs | $500,000–$800,000 | 4.90% | — | paid every 1 yr |
| Fixed | — | 2 yrs | $500,000–$800,000 | 4.80% | — | paid every 3 mo |
| Fixed | — | 2 yrs | $500,000–$800,000 | 4.85% | — | paid every 6 mo |
| Fixed | — | 3 mo | $1,000–$100,000 | 4.25% | — | paid at maturity |
| Fixed | — | 3 mo | $100,000–$500,000 | 4.25% | — | paid at maturity |
| Fixed | — | 3 mo | $500,000–$800,000 | 4.25% | — | paid at maturity |
| Fixed | — | 4 mo | $1,000–$100,000 | 4.00% | — | paid at maturity |
| Fixed | — | 4 mo | $100,000–$500,000 | 4.00% | — | paid at maturity |
| Fixed | — | 4 mo | $500,000–$800,000 | 4.00% | — | paid at maturity |
| Fixed | — | 5 mo | $1,000–$100,000 | 4.00% | — | paid at maturity |
| Fixed | — | 5 mo | $100,000–$500,000 | 4.00% | — | paid at maturity |
| Fixed | — | 5 mo | $500,000–$800,000 | 4.00% | — | paid at maturity |
| Fixed | — | 6 mo | $1,000–$100,000 | 4.85% | — | paid at maturity |
| Fixed | — | 6 mo | $100,000–$500,000 | 4.85% | — | paid at maturity |
| Fixed | — | 6 mo | $500,000–$800,000 | 4.85% | — | paid at maturity |
| Fixed | — | 9 mo | $1,000–$100,000 | 5.00% | — | paid at maturity |
| Fixed | — | 9 mo | $100,000–$500,000 | 5.00% | — | paid at maturity |
| Fixed | — | 9 mo | $500,000–$800,000 | 5.00% | — | paid at maturity |
§ 02 — Fees · 2
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Early withdrawal fee | Exit | Varies | — | If you would like to withdraw your Term Deposit prior to maturity, you will be required to provide us with at least 31 calendar days' notice and pay an early withdrawal fee unless we determine that y… Early withdrawal fee waiver (suffering financial hardship) Early withdrawal fee waiver (reinvesting during the grace period) |
| Account keeping fee | Periodic | No fee | Every 1 mo | — |
§ 03 — Features
Digital bankingFraud protection
- · From February 1 2012, the Financial Claims Scheme applies to eligible deposits with a balance up to $250,000 per account holder, per Authorised Deposit-taking Institution.
§ 04 — Eligibility & limits
- · Available to individuals
- · Opening balance $1,000
- · Suitable for farmers (individual primary producers) only.
- · Applicants who are minors (less than 18 years of age) will be considered if they are a beneficiary of a trust. Rabobank will require an Authorised Signatory who is 18 years or older to operate the Ac…
§ 06 — Run the numbers
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Published by Rabobank under the Consumer Data Right, last changed by them on 13 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.