RabobankRabobank Farm Management Deposit (Fixed rate)
Being available to individual primary producers, the Rabobank Farm Management Deposit (FMD) account can enable them set aside surplus pre-tax income from profitable seasons to help out in leaner times.
At a glance
- Best rate
- 5.10% for 12m
- 12 months
- 5.10%
- Min deposit
- $1,000
How it compares
This term deposit in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This term deposit | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| 3-month term depositBest rate for 3 months | 4.25% | 5.30%Heartland Bank's Broker Term Deposit | 4.60%of 55 institutions | 40th highest of 55, level with one other |
| 6-month term depositBest rate for 6 months | 4.85% | 5.47%Heartland Bank's Broker Term Deposit | 5.10%of 63 institutions | 44th highest of 63, level with 2 others |
| 12-month term depositBest rate for 12 months | 5.10% | 5.75%Suncorp Bank's Term Deposit | 5.30%of 65 institutions | 54th highest of 65, level with 2 others |
| 2-year term depositBest rate for 2 years | 4.90% | 5.60%Judo Bank's Personal Term Deposits | 4.90%of 55 institutions | 26th highest of 55, level with 4 others |
Rates
Every rate Rabobank publishes for this term deposit, 39 in all.
Its best rate at each term
- 1 mo2.00%
- 2 mo2.00%
- 3 motypical 4.60%4.25%
- 4 mo4.00%
- 5 mo4.00%
- 6 motypical 5.10%4.85%
- 9 mo5.00%
- 1 yrtypical 5.30%5.10%
- 2 yrstypical 4.90%4.90%
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | - | 1 mo | $1,000–$100,000 | 2.00% | - | paid at maturity |
| Fixed | - | 1 mo | $100,000–$500,000 | 2.00% | - | paid at maturity |
| Fixed | - | 1 mo | $500,000–$800,000 | 2.00% | - | paid at maturity |
| Fixed | - | 1 yr | $1,000–$100,000 | 5.10% | - | paid at maturity; paid every 1 yr |
| Fixed | - | 1 yr | $1,000–$100,000 | 5.00% | - | paid every 3 mo |
| Fixed | - | 1 yr | $1,000–$100,000 | 5.05% | - | paid every 6 mo |
| Fixed | - | 1 yr | $100,000–$500,000 | 5.10% | - | paid at maturity; paid every 1 yr |
| Fixed | - | 1 yr | $100,000–$500,000 | 5.00% | - | paid every 3 mo |
| Fixed | - | 1 yr | $100,000–$500,000 | 5.05% | - | paid every 6 mo |
| Fixed | - | 1 yr | $500,000–$800,000 | 5.10% | - | paid at maturity; paid every 1 yr |
| Fixed | - | 1 yr | $500,000–$800,000 | 5.00% | - | paid every 3 mo |
| Fixed | - | 1 yr | $500,000–$800,000 | 5.05% | - | paid every 6 mo |
| Fixed | - | 2 mo | $1,000–$100,000 | 2.00% | - | paid at maturity |
| Fixed | - | 2 mo | $100,000–$500,000 | 2.00% | - | paid at maturity |
| Fixed | - | 2 mo | $500,000–$800,000 | 2.00% | - | paid at maturity |
| Fixed | - | 2 yrs | $1,000–$100,000 | 4.90% | - | paid every 1 yr |
| Fixed | - | 2 yrs | $1,000–$100,000 | 4.80% | - | paid every 3 mo |
| Fixed | - | 2 yrs | $1,000–$100,000 | 4.85% | - | paid every 6 mo |
| Fixed | - | 2 yrs | $100,000–$500,000 | 4.90% | - | paid every 1 yr |
| Fixed | - | 2 yrs | $100,000–$500,000 | 4.80% | - | paid every 3 mo |
| Fixed | - | 2 yrs | $100,000–$500,000 | 4.85% | - | paid every 6 mo |
| Fixed | - | 2 yrs | $500,000–$800,000 | 4.90% | - | paid every 1 yr |
| Fixed | - | 2 yrs | $500,000–$800,000 | 4.80% | - | paid every 3 mo |
| Fixed | - | 2 yrs | $500,000–$800,000 | 4.85% | - | paid every 6 mo |
| Fixed | - | 3 mo | $1,000–$100,000 | 4.25% | - | paid at maturity |
| Fixed | - | 3 mo | $100,000–$500,000 | 4.25% | - | paid at maturity |
| Fixed | - | 3 mo | $500,000–$800,000 | 4.25% | - | paid at maturity |
| Fixed | - | 4 mo | $1,000–$100,000 | 4.00% | - | paid at maturity |
| Fixed | - | 4 mo | $100,000–$500,000 | 4.00% | - | paid at maturity |
| Fixed | - | 4 mo | $500,000–$800,000 | 4.00% | - | paid at maturity |
| Fixed | - | 5 mo | $1,000–$100,000 | 4.00% | - | paid at maturity |
| Fixed | - | 5 mo | $100,000–$500,000 | 4.00% | - | paid at maturity |
| Fixed | - | 5 mo | $500,000–$800,000 | 4.00% | - | paid at maturity |
| Fixed | - | 6 mo | $1,000–$100,000 | 4.85% | - | paid at maturity |
| Fixed | - | 6 mo | $100,000–$500,000 | 4.85% | - | paid at maturity |
| Fixed | - | 6 mo | $500,000–$800,000 | 4.85% | - | paid at maturity |
| Fixed | - | 9 mo | $1,000–$100,000 | 5.00% | - | paid at maturity |
| Fixed | - | 9 mo | $100,000–$500,000 | 5.00% | - | paid at maturity |
| Fixed | - | 9 mo | $500,000–$800,000 | 5.00% | - | paid at maturity |
Fees
2 fees published, grouped by when they're charged.
- When you take it outNo fee published
- While you hold itNo feeAccount keeping fee
- When you close it or pay it offVariesEarly withdrawal fee
While you hold it1
- Account keeping feeNo fee
When you close it or pay it off1
- Early withdrawal fee
If you would like to withdraw your Term Deposit prior to maturity, you will be required to provide us with at least 31 calendar days' notice and pay an early withdrawal fee unless we determine that y… Early withdrawal fee waiver (suffering financial hardship) Early withdrawal fee waiver (reinvesting during the grace period)
Varies
Features
- From February 1 2012, the Financial Claims Scheme applies to eligible deposits with a balance up to $250,000 per account holder, per Authorised Deposit-taking Institution.
Eligibility and limits
- Available to individuals
- Opening balance $1,000
- Suitable for farmers (individual primary producers) only.
- Applicants who are minors (less than 18 years of age) will be considered if they are a beneficiary of a trust. Rabobank will require an Authorised Signatory who is 18 years or older to operate the Ac…
Compare it with others
Put this product through a calculator
Published by Rabobank under the Consumer Data Right, last changed by them on 13 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.